Ask yourself 3 questions to start eliminating debt

When you're itching to get rid of your debt, you may want to immediately crunch numbers and make budgets. But a debt-free lifestyle requires careful contemplation, not hasty action ... See Questions
 
     
 

Applying for a Credit Card

It is quick, easy and secure to apply for a credit card online. Search, compare and apply for the card that's right for you by filling out a credit application form online. Receive a credit decision right away or within a few days of applying for a card.
 
We continuously monitor the market to allow you to easily compare key factors such as interest rates, annual fees and other features. Compare offers in various categories like Balance Transfer, Cash Back, Low Interest, Instant Approval, Airline credit cards, U.S. Dollar credit cards and more.

 
     

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BEST CREDIT CARD OFFERS

 
Platinum Plus® MasterCard® credit card - 0 for 12 Apply Here
APR Balance Transfer Annual Fee
See Terms See Terms None

Platinum Plus® MasterCard® credit card - 0 for 12

  • 0% annual interest rate† (AIR) on balance transfers* and deposits* for the first 12 full months
  • Around-the-clock fraud protection
  • Online access to your credit card account
  • Unparalleled 24-hour customer service
  • International acceptance at millions of locations
  • No annual fee
  • Enhanced security and protection with Chip & PIN technology and PayPass
  Scotiabank Value® VISA Card Apply Here
APR Balance Transfer Annual Fee
11.99%* 0.99% for 6 months* $29*

Scotiabank Value® VISA Card

  • Low 11.99% interest rate
  • Interest free grace period of at least 21 days on purchases
  • Save hundreds of dollars a year
  • Pay down balances faster
  • Simplify your monthly payments
  • 20% AVIS rental card discount
  TrueLine MasterCard® credit card - Fixed 9.99% AIR Apply Here
APR Balance Transfer Annual Fee
See Terms See Terms None

TrueLine MasterCard® credit card - Fixed 9.99% AIR

  • 9.99% annual interest rate on eligible purchases
  • No annual fee
  • Exclusive Platinum benefits and peace of mind
  • Add authorized users at no additional cost
  • Around the clock fraud protection
  • Enhanced security and protection with Chip & Pin technology
   
Smart Cash MasterCard® credit card Apply Here
APR Balance Transfer Annual Fee
See Terms See Terms None

Smart Cash MasterCard® credit card

  • Up to 5% cash back on all of your eligible gas and grocery purchases for the first 6 months‡
  • Up to 2% cash back on eligible gas and grocery purchases thereafter‡
  • And, up to 1% cash back on all of your other eligible purchases‡
  • 1.99% annual interest rate† (AIR) on balance transfers* and deposits* for the first 10 full months
  • Enjoy free online access to your credit card account
  • And, with no annual fee and free additional cards you’ll start to see the benefits right away.
  • Once your cash back totals at least $50 at the end of a monthly billing cycle, we’ll automatically mail you a cheque‡ - it’s that simple.
  BMO®  U.S. Dollar MasterCard®* Apply Here
APR Balance Transfer Annual Fee
19.90%* 19.90%* $35 USD/yr

BMO® U.S. Dollar MasterCard®*

  • Pay for U.S. Dollars in U.S. Funds
  • Free extended warranty and purchase protection
  • Low $35 USD annual fee, 19.9% interest rate
  • Fee Rebate offer: Spend just $1,000 USD in one year on your card, and the annual fee for the following year is on us
  • en Français
  American Express® Gold Rewards Card Apply Here
APR Balance Transfer Annual Fee
30%* N/A* No Annual Fee for the first year; $150 Annual Fee thereafter*

American Express® Gold Rewards Card

  • Earn a Welcome Bonus of 25,000 Membership Rewards® points - our highest Gold Rewards Card offer - just by making $500 in purchases in the first three months of Cardmembership.
  • That's enough for a round trip flight to almost anywhere in North America
  • Transfer your points to frequent flyer programs, or 1:1 to Aeroplan®* and Avios
  • Earn double points on eligible travel and everyday purchases
  • Charge any travel to your Card then pay for it with points
  • 1 Free Supplementary Gold Rewards Card (a $50 value*) to help you earn points faster
  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply Here link
  • *As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full.
  • Conditions apply
 
   
Aspire Travel™ Platinum MasterCard® Apply Here
APR Balance Transfer Annual Fee
Prime + 16.8% Prime + 16.8% $0*

Aspire Travel™ Platinum MasterCard®

  • Earn reward miles — with no annual fee!
  • Earn 1 reward mile for every $1 spent - on all purchases
  • Get 5,000 bonus reward miles with your first purchase
  • Get 25% extra reward miles every year
  • Annual interest rate of Prime +16.8%
  The American Express® Gold Credit Card with Cash Back Apply Here
APR Balance Transfer Annual Fee
19.99% purchases N/A* $99

The American Express® Gold Credit Card with Cash Back

  • Earn up to 2% cash back on annual purchases (up to $100,000, 1% thereafter)
  • On the first $2,500 charged to your Card, you can earn 0.5% cash back
  • On the next $2,500 charged to your Card, you can earn 1.0% cash back
  • On annual purchases over $5,000 up to and including $100,000 charged to your Card, you can earn 2.0% cash back
  • For any amount over $100,000, you can earn 1.0% cash back
  • Share many of the benefits with Supplementary Cards and increase your potential cash back
  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link.
  • Conditions Apply.
  Blue Sky® Credit Card Apply Here
APR Balance Transfer Annual Fee
19.99% purchases N/A* $0

Blue Sky® Credit Card

  • Earn 10,000 Blue Sky® Points after you charge $500 in purchases to your Card in your first three months of Cardmembership
  • Earn 1.25 Blue Sky Points for every $1 in purchases charged to the Card
  • You can start redeeming with as little as 10,000 points towards any travel purchase charged to your Card
  • Enjoy the convenience of no blackout dates, no advance purchase requirements, no seat restrictions and no travel restrictions.
  • $100,000 Travel Accident Insurance
  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link.
  • Conditions Apply.
 
 
 

 

FIND THE BEST CREDIT CARD FOR YOU

 
 

We provide you with the tools and information to make choosing and applying for a credit card simple and easy. We offer a wide selection of Canadian cards across multiple categories, with competitive rates and rewards. We constantly update our site to provide you with the best card deals online.

Search for the card that’s right for you by browsing through our card categories on the left menu. Banks and issuers we offer are listed below. Use our tools in the Information Center to the left to search for and compare card offers. These tools will help with finding the card that’s right for you, with the features and rewards you need. Once you decide which card you need, fill out a secure online application form, and in most cases, receive a credit decision in less than a minute.

We provide you with the latest news stories and articles to help you chose the right card offer. These stories help you understand various benefits, features and the importance of maintaining a good credit score.

No matter what type of card you are looking for, you have come to the right place. Compare them all at CreditCards.ca.

 
     

 

SEARCH FOR A CREDIT CARD BY BANK OR ISSUER

 
 
 
American Express Logo
  American Express — Canada - Compare the American Express credit cards, apply online for your choice of credit card by completing a secure online application.
 
 
Bank of Montreal
  BMO — Bank of Montreal - Compare the Bank of Montreal credit cards, apply online for your choice of credit card by completing a secure online application.
 
 
Capital One Logo
  Capital One — Canada - Compare the Capital One credit cards, apply online for your choice of credit card by completing a secure online application.
 
 
CIBC Logo
  CIBC - Compare the CIBC credit cards, apply online for your choice of credit card by completing a secure online application.
 
 
MBNA Logo
  MBNA — Canada - Compare the MBNA credit cards, apply online for your choice of credit card by completing a secure online application.
 
 
Scotiabank Logo
  Scotiabank - Compare the Scotiabank credit cards, apply online for your choice of credit card by completing a secure online application.