Debt collection 101

collection-101 Having a debt collector on the phone or at the door is stressful enough -- not knowing your rights makes them even more intimidating. Learning the fundamentals of debt collection can help you keep your cool ... See Collections
  
     
 

Applying for a Credit Card

It is quick, easy and secure to apply for a credit card online. Search, compare and apply for the card that's right for you by filling out a credit application form online. Receive a credit decision right away or within a few days of applying for a card.
 
We continuously monitor the market to allow you to easily compare key factors such as interest rates, annual fees and other features. Compare offers in various categories like Balance Transfer, Cash Back, Low Interest, Instant Approval, Airline credit cards, U.S. Dollar credit cards and more.
 
     

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BEST CREDIT CARD OFFERS
 
CIBC Aerogold® Visa<sup>TM</sup> Card Apply Here
APR Balance Transfer Annual Fee
19.99%* 21.99%* $120.00*

CIBC Aerogold® VisaTM Card

  • Earn 1 Aeroplan Mile for every dollar you spend on the card3
  • 1.5 Aeroplan Miles for every dollar you spend at gas, grocery and drugstores4
  • Earn additional Aeroplan Miles when you use the card at participating Aeroplan Partners
  • Enjoy access to every available seat on Air Canada and Air Canada Jazz, including Executive Class/Executive First®15
  • A guarantee from CIBC that you will not lose your Aeroplan Miles due to 12 months inactivity 6
   Platinum Plus® MasterCard® credit card - 0 for 12 Apply Here
APR Balance Transfer Annual Fee
See Terms See Terms None

Platinum Plus® MasterCard® credit card - 0 for 12

  • 0% annual interest rate† (AIR) on balance transfers* and deposits* for the first 12 full months
  • Around-the-clock fraud protection
  • Online access to your credit card account
  • Unparalleled 24-hour customer service
  • International acceptance at millions of locations
  • No annual fee
  • Enhanced security and protection with Chip & PIN technology and PayPass
   Smart Cash MasterCard® credit card Apply Here
APR Balance Transfer Annual Fee
See Terms See Terms None

Smart Cash MasterCard® credit card

  • Up to 5% cash back on all of your eligible gas and grocery purchases for the first 6 months‡
  • Up to 2% cash back on eligible gas and grocery purchases thereafter‡
  • And, up to 1% cash back on all of your other eligible purchases‡
  • 1.99% annual interest rate† (AIR) on balance transfers* and deposits* for the first 10 full months
  • Enjoy free online access to your credit card account
  • And, with no annual fee and free additional cards you’ll start to see the benefits right away.
  • Once your cash back totals at least $50 at the end of a monthly billing cycle, we’ll automatically mail you a cheque‡ - it’s that simple.
   
SmartLine™ Platinum MasterCard® Apply Here
APR Balance Transfer Annual Fee
5.99% for 3 years 5.99% for 3 years $0*

SmartLine™ Platinum MasterCard®

  • Enjoy a low, long-term rate of 5.99% on purchases and balance transfers, guaranteed for 3 years (as long as you pay your bills on time)
  • After 3 years your rate will stay low and become a variable rate of Prime +6.99% on purchases and balance transfers
  • Annual interest rate for cash advances is 19.8%
  • No annual fee
   Aspire Cash™ World MasterCard® Apply Here
APR Balance Transfer Annual Fee
Prime + 16.8% Prime + 16.8% $0*

Aspire Cash™ World MasterCard®

  • Earn 50% extra cash rewards every year and pay no annual fee!
  • Earn 1% cash rewards on all purchases
  • No annual fee
  • Annual interest rate of Prime +16.8%
  • Please Note: A requirement of this card is a minimum personal income of $60,000 or household income of $100,000.
  BMO® AIR MILES® MasterCard®* Apply Here
APR Balance Transfer Annual Fee
19.90%* 19.90% $0*

BMO® AIR MILES® MasterCard®*

  • Earn fast: 1 AIR MILES reward mile for every $20 you spend on the card
  • "Double dipping" Collect even more reward miles when you show your AIR MILES Collector Card and use your BMO MasterCard at AIR MILES Sponsors
  • Free extended warranty and purchase protection
  • No annual fee
  • en Français
  
   
The American Express® AIR MILES®* Credit Card Apply Here
APR Balance Transfer Annual Fee
19.99% purchases N/A* No annual fee

The American Express® AIR MILES®* Credit Card

  • Earn a Welcome Bonus of 150 AIR MILES®* reward miles the first time you use the approved Card
  • Earn 1 reward mile for every $15 in Card purchases at AIR MILES®* Sponsors
  • Earn 1 reward mile for every $20 in purchases you charge to the Card everywhere else
  • Shop at participating AIR MILES®* Sponsors across Canada with your American Express® AIR MILES®* Credit Card and your AIR MILES®* Collector Card, and you can earn reward miles twice
  • More than 1000 rewards to choose from! Redeem for a wide range of rewards - everything from movie tickets to electronics, travel and more
  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link.
  • Conditions apply
   The TrueEarnings® Card from Costco and American Express Apply Here
APR Balance Transfer Annual Fee
19.75% purchases N/A* No annual fee

The TrueEarnings® Card from Costco and American Express

  • You can earn cash back when you use your TrueEarnings® Card inside and outside of Costco.
  • Plus, there’s no limit to the amount of cash back you can earn annually.
  • Earn 3% CASH BACK on eligible restaurant purchases
  • Earn 2% CASH BACK on eligible gas purchases
  • Earn UP TO 1% CASH BACK on everyday purchases - including at Costco®†
  • Add a FREE Supplementary Card – that person just needs to be a current member on your Costco account
  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link.
  • Conditions apply
   The American Express® AIR MILES®* Platinum Credit Card Apply Here
APR Balance Transfer Annual Fee
19.99% purchases N/A* $65 annual fee waived for the first year

The American Express® AIR MILES®* Platinum Credit Card

  • Earn up to 1,000 Bonus AIR MILES® reward miles
  • Earn 1 reward mile for every $10 in Card purchases at AIR MILES®* Sponsors
  • Earn 1 reward mile for every $10 in Card purchases at other eligible stand-alone grocery stores, gas stations, and drugstores in Canada
  • Earn 1 reward mile for every $15 in Card purchases everywhere else
  • More than 1000 rewards to choose from! Redeem for a wide range of rewards - everything from movie tickets to electronics, travel and more
  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link.
  • 2.99% special interest rate on purchases for the first 12 months of Cardmembership, 19.99% thereafter, 21.99% on funds advances, provided you make your minimum monthly payments on time
  • Conditions apply
 
 
 

 

FIND THE BEST CREDIT CARD FOR YOU

  
 

We provide you with the tools and information to make choosing and applying for a credit card simple and easy. We offer a wide selection of Canadian cards across multiple categories, with competitive rates and rewards. We constantly update our site to provide you with the best card deals online.

Search for the card that’s right for you by browsing through our card categories on the left menu. Banks and issuers we offer are listed below. Use our tools in the Information Center to the left to search for and compare card offers. These tools will help with finding the card that’s right for you, with the features and rewards you need. Once you decide which card you need, fill out a secure online application form, and in most cases, receive a credit decision in less than a minute.

We provide you with the latest news stories and articles to help you chose the right card offer. These stories help you understand various benefits, features and the importance of maintaining a good credit score.

No matter what type of card you are looking for, you have come to the right place. Compare them all at CreditCards.ca.

  
     

 

SEARCH FOR A CREDIT CARD BY BANK OR ISSUER

  
 
 
American Express Logo
  American Express — Canada - Compare the American Express credit cards, apply online for your choice of credit card by completing a secure online application.
 
 
Bank of Montreal
  BMO — Bank of Montreal - Compare the Bank of Montreal credit cards, apply online for your choice of credit card by completing a secure online application.
 
 
Capital One Logo
  Capital One — Canada - Compare the Capital One credit cards, apply online for your choice of credit card by completing a secure online application.
 
 
CIBC Logo
  CIBC - Compare the CIBC credit cards, apply online for your choice of credit card by completing a secure online application.
 
 
MBNA Logo
  MBNA — Canada - Compare the MBNA credit cards, apply online for your choice of credit card by completing a secure online application.
 
 
Scotiabank Logo
  Scotiabank - Compare the Scotiabank credit cards, apply online for your choice of credit card by completing a secure online application.