How to beat the 7 deadly credit card sins

Credit card sins Consumers can insulate themselves from financial disaster by standing up to temptation -- as long as gluttony doesn't get in the way ... See Credit card sins
  
     
 

Applying for a Credit Card

Applying online for a credit card is quick, secure and easy. To apply for a credit card online, simply fill out the credit application with the information requested. You may receive an online credit decision right away, or within a few days of applying for a credit card.
 
Search, compare and apply for Canadian credit cards. We have listed credit card offers in various categories like Balance Transfer credit cards, Cash Back credit cards, Low Interest credit cards, Instant Approval credit cards, Airline credit cards, U.S. Dollar credit cards and others.
 
     

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BEST CREDIT CARD OFFERS
 
Best Best Credit Cards Credit Cards Apply Here
APR Balance Transfer Annual Fee
19.8%* 19.8%* $59*

Guaranteed MasterCard®

  • May help you strengthen your credit history
  • 24/7 customer service online or by phone
  • $0 fraud liability for unauthorized use
  • Security funds not required, unless we contact you
   Best Airline Credit Cards Credit Cards Apply Here
APR Balance Transfer Annual Fee
19.99%* N/A* $0*

No-Fee American Express® AIR MILES®* Credit Card

  • Earn 1 reward mile for every $15 in Card purchases at AIR MILES®* Sponsors.
  • Earn 1 reward mile for every $20 in Card purchases everywhere else.*
  • As well, shop at participating AIR MILES®* Sponsors across Canada with your Card and your AIR MILES®* Collector Card, and you can earn reward miles from both.
   Best Balance Transfer Credit Cards Credit Cards Apply Here
APR Balance Transfer Annual Fee
17.99%* 0% for 10 months† $0*

Platinum Plus® MasterCard® credit card - 0% for 10 months

  • 0% introductory annual interest rate† (AIR) on balance transfers*, access cheques and deposits* for the first 10 full months
  • No Annual Fee
  • Enhanced security and protection with Chip & PIN technology and PayPass
  • Around-the-clock fraud protection
  • Online access to your credit card account
  • Unparalleled 24-hour Customer service
  • International acceptance at millions of locations
   
Best Excellent Credit Cards Credit Cards Apply Here
APR Balance Transfer Annual Fee
19.99%* 19.99%* None*

Smart Cash MasterCard® credit card

  • 5% cash back on all of your gas and grocery purchases for the first 6 months††
  • 3% cash back on gas and grocery purchases thereafter†
  • And, you'll always earn 1% cash back on all of your other qualifying net retail purchases†
  • 1.99% introductory annual interest rate† (AIR) on balance transfers*, access cheques and deposits* for the first 10 full months
  • Enjoy free online access to your credit card account
  • with no annual fee and free additional cards you'll start to see the benefits right away
  • Once your cash back totals at least $50 at the end of a monthly billing cycle, we'll automatically mail you a cheque† - it's that simple
   Best Low Interest Credit Cards Credit Cards Apply Here
APR Balance Transfer Annual Fee
14.9%* 14.9%* $79*

Low Rate Guaranteed MasterCard®

  • Low rate on purchases and balance transfers
  • May help you strengthen your credit history
  • $0 fraud liability for unauthorized use
  • Security funds not required, unless we contact you
   Best Good Credit Cards Credit Cards Apply Here
APR Balance Transfer Annual Fee
19.99%* 19.99%* None*

Smart Cash MasterCard® credit card

  • 5% cash back on all of your gas and grocery purchases for the first 6 months††
  • 3% cash back on gas and grocery purchases thereafter†
  • And, you'll always earn 1% cash back on all of your other qualifying net retail purchases†
  • 1.99% introductory annual interest rate† (AIR) on balance transfers*, access cheques and deposits* for the first 10 full months
  • Enjoy free online access to your credit card account
  • with no annual fee and free additional cards you'll start to see the benefits right away
  • Once your cash back totals at least $50 at the end of a monthly billing cycle, we'll automatically mail you a cheque† - it's that simple
  
   
Best Rewards Credit Cards Credit Cards Apply Here
APR Balance Transfer Annual Fee
19.99%* 19.99%* None*

Smart Cash MasterCard® credit card

  • 5% cash back on all of your gas and grocery purchases for the first 6 months††
  • 3% cash back on gas and grocery purchases thereafter†
  • And, you'll always earn 1% cash back on all of your other qualifying net retail purchases†
  • 1.99% introductory annual interest rate† (AIR) on balance transfers*, access cheques and deposits* for the first 10 full months
  • Enjoy free online access to your credit card account
  • with no annual fee and free additional cards you'll start to see the benefits right away
  • Once your cash back totals at least $50 at the end of a monthly billing cycle, we'll automatically mail you a cheque† - it's that simple
   Best Student Credit Cards Credit Cards Apply Here
APR Balance Transfer Annual Fee
19.50%* N/A* $0*

BMO SPC AIR MILES MasterCard®*

  • 10-15% SPC Card discounts at hundreds of retailers and restaurants across Canada
  • 1 AIR MILES reward mile for every $20 in card purchases
  • 1.25x reward miles at Shell locations across Canada
  • 1.5x reward miles at National Car Rental and Alamo Rent A Car locations worldwide
  • 19.5% interest rate, 12.9% available for $45/year
  • No annual fee
  • en Français
   Best Fair Credit Cards Credit Cards Apply Here
APR Balance Transfer Annual Fee
19.8%* 19.8%* $59*

Guaranteed Secured MasterCard®

  • Guaranteed Approval
  • May help you establish or re-establish your credit history
  • $0 fraud liability for unauthorized use
 
 
 

 

FIND THE BEST CREDIT CARD FOR YOU

  
 

At CreditCards.ca, we provide you with the tools and information to make choosing and applying for a credit card simple and easy. We offer a wide selection of Canadian credit cards across multiple categories, with competitive rates and credit card rewards. We constantly update our site to provide you with the best credit card deals online.

Search for the card that’s right for you by browsing through our card categories on the left menu. Banks and issuers we carry cards from are listed below. Use our tools in the Information Center to the left to search for credit cards or compare credit card offers. These tools will help with finding the finding the card that’s right for you, with the features and rewards you need. Once you decide which card you need, fill out a secure online application form, and in most cases, receive a credit decision in less them a minute.

We provide you with latest credit card news stories and articles to help you choose the right credit card offer. These stories help you understand various card benefits, credit card features and importance of maintaining a good credit score.

Whether you are looking for a low interest credit card, or one that offers cash back or rewards, or have less than perfect credit and are looking for a credit card for people with bad credit, you have come to the right place. Compare them all at CreditCards.ca.

  
     

 

SEARCH FOR A CREDIT CARD BY BANK OR ISSUER

  
 
 
American Express Logo
  American Express — Canada - Compare the American Express credit cards, apply online for your choice of credit card by completing a secure online application.
 
 
Bank of Montreal
  BMO — Bank of Montreal - Compare the Bank of Montreal credit cards, apply online for your choice of credit card by completing a secure online application.
 
 
Capital One Logo
  Capital One — Canada - Compare the Capital One credit cards, apply online for your choice of credit card by completing a secure online application.
 
 
CIBC Logo
  CIBC - Compare the CIBC credit cards, apply online for your choice of credit card by completing a secure online application.
 
 
MBNA Logo
  MBNA — Canada - Compare the MBNA credit cards, apply online for your choice of credit card by completing a secure online application.
 
 
Scotiabank Logo
  Scotiabank - Compare the Scotiabank credit cards, apply online for your choice of credit card by completing a secure online application.