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Best Canadian Credit Cards

Listed below are the best Canadian credit cards from leading banks and financial institutions. Compare the following best Canadian credit cards side by side to find the best credit card for you. Then apply online for your choice of credit card by completing a secure online application form.

 
     

 

SimplyCash™ Preferred Card from American Express
SimplyCash™ Preferred Card from American Express

SimplyCash™ Preferred Card from American Express
  • New SimplyCash™ Preferred Card from American Express Cardmembers can earn 5% cash back on all eligible for the first 6 months of Cardmembership (up to $300 cash back)
  • Earn 2.0% cash back when your Welcome Rate ends
  • No limit to the amount of cash back you can earn
  • Enjoy a special 1.99% intro rate on transferred balances in the first 6 months when transferring your other card balances to this AMEX card at time of online application. There is no transfer fee at time of application
  • Access to memorable experiences with American Express Invites®
  • Extensive insurance coverage and 24/7 Customer Service
  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link.
  • Conditions apply
Typical APR
19.99% on purchases and 21.99% on funds advances*
Balance Transfer
N/A*
Balance Transfer Fee
$0
Annual Fee
$99*
Credit Needed
Excellent

Scotia Momentum® VISA Infinite Card
Scotia Momentum® VISA Infinite Card

Scotia Momentum® VISA Infinite Card
  • 4% on eligible gas station and grocery store purchases
  • 2% on drug store purchases and recurring bills
  • 1% cash back on all other eligible purchases
  • VISA Infinite Complimentary Concierge Service — available 24/7
  • Access to VISA Infinite Luxury Hotel Collection
  • VISA Infinite Dining Series— Unique dining experiences in some of Canada's top restaurants
  • Special access to unique offers and experiences
  • Rental car collision insurance
Typical APR
19.99%*
Balance Transfer
22.99%*
Balance Transfer Fee
1%* (N/A on intro offers)
Annual Fee
$99
Credit Needed
Excellent

Capital One® Aspire Travel™ World Elite MasterCard®
Capital One® Aspire Travel™ World Elite MasterCard®

Capital One® Aspire Travel™ World Elite MasterCard®
  • Earn more reward miles — on everything you buy!
  • Earn 2 reward miles for every $1 — on all purchases
  • Get 40,000 bonus reward miles when you spend $1,000 on net purchases in the first 3 months after account opening — a value of $400 in travel
  • Redeem for travel, cash, and gift cards
  • World Elite MasterCard Travel benefits, including Travel Emergency Medical Insurance and Trip Cancellation Insurance
  • Add an authorized user for $0
Typical APR
19.8%
Balance Transfer
19.8%
Balance Transfer Fee
See application
Annual Fee
$150*
Credit Needed
Excellent Credit

Capital One® Guaranteed MasterCard®
Capital One® Guaranteed MasterCard®

Capital One® Guaranteed MasterCard®
  • May help you strengthen your credit history
  • 24/7 customer service online or by phone
  • If you're approved for a Secured card, security funds will be required
Typical APR
19.8%
Balance Transfer
19.8%
Balance Transfer Fee
See Application
Annual Fee
$59
Credit Needed
Building Credit

BMO SPC®** CashBack® MasterCard®*
BMO SPC®** CashBack® MasterCard®*

BMO SPC®** CashBack® MasterCard®*
  • Limited time: Get up to $60 Cash Back*
  • Earn 1% CashBack on all card purchases* without restrictions!*
  • No Annual fee*
  • Extended Warranty*
  • Purchase Protection*
  • SPC discounts (Student Price Card Ltd.) of 10% to 15% at hundreds of your favourite stores*
  • BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
  • en Français
Typical APR
19.99%*
Balance Transfer
22.99%
Balance Transfer Fee
$0
Annual Fee
$0*
Credit Needed
None

BMO® World Elite™ MasterCard®*
BMO® World Elite™ MasterCard®*

BMO® World Elite™ MasterCard®*
  • Get 20,000 welcome bonus points* worth $200 in travel rewards.
  • Points you can use to cover all flight charges & taxes*
  • Fly on any airline, with no blackout dates*
  • Earn 2 BMO Reward points for every $1 you send on the card - that's 2% back on travel!*
  • Best-in-class travel and medical insurance (unlimited trips per year)*
  • VIP airport lounge access (over $200 US/year value)*
  • BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
  • en Français
Typical APR
19.99%*
Balance Transfer
22.99%
Balance Transfer Fee
$0
Annual Fee
$150
Credit Needed
Excellent

Capital One® Low Rate Guaranteed MasterCard®
Capital One® Low Rate Guaranteed MasterCard®

Capital One® Low Rate Guaranteed MasterCard®
  • Annual interest rate for cash advances is 19.8%
  • Low annual interest rate of 14.9% on purchases and balance transfers
  • May help you strengthen your credit history
  • If you're approved for a Secured card, security funds will be required
  • Annual fee of $79
Typical APR
14.9%
Balance Transfer
14.9%
Balance Transfer Fee
See Application
Annual Fee
$79
Credit Needed
Building Credit

     

     
 
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