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Best Canadian Credit Cards

Listed below are the best Canadian credit cards from leading banks and financial institutions. Compare the following best Canadian credit cards side by side to find the best credit card for you. Then apply online for your choice of credit card by completing a secure online application form.

 
     

 

Platinum Plus® MasterCard® credit card - 0% for 12
Platinum Plus® MasterCard® credit card - 0% for 12

Platinum Plus® MasterCard® credit card - 0% for 12
  • Simplify your finances while enjoying platinum services.
  • 0% promotional annual interest rate† (AIR) on balance transfers✪ for the first 12 full months
  • Access to 24/7 customer service
  • Around-the-clock-fraud protection
  • Immediate cash access at over 1 million ATMS worldwide
  • No annual fee
Typical APR
See Terms
Balance Transfer
See Terms
Balance Transfer Fee
1% of amount advanced (minimum fee $7.50)
Annual Fee
None
Credit Needed
Good

Scotiabank Value® VISA Card
Scotiabank Value® VISA Card

Scotiabank Value® VISA Card
  • Low 11.99% interest rate
  • Interest free grace period of at least 21 days on purchases
  • Save hundreds of dollars a year
  • Pay down balances faster
  • Simplify your monthly payments
  • 20% AVIS rental card discount
Typical APR
11.99%*
Balance Transfer
0.99% for 6 months*
Balance Transfer Fee
1%* (N/A on intro offers)
Annual Fee
$29*
Credit Needed
Good

The SimplyCash™ Card from American Express
The SimplyCash™ Card from American Express

The SimplyCash™ Card from American Express
  • New SimplyCash™ Card from American Express
  • Earn 5% cash back on all eligible purchases at gas stations, grocery stores and restaurants in Canada (up to $250 cash back) for the first 6 months of Cardmembership1
  • Earn 1.25% cash back on all other purchases and when your Welcome Rate ends
  • No limit to the amount of cash back you can earn and No annual fee for Supplementary Cards
  • Enjoy a special 0% introductory interest rate on transferred balances in the first 6 months if you choose to transfer your other credit card balances to this American Express card at time of online application
  • A 1% balance transfer fee will be charged on the transaction amount and interest is payable on the amount of this fee at the applicable rate for purchase
  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link.
  • Conditions apply
Typical APR
19.99% on purchases and 21.99% on funds advances*
Balance Transfer
N/A*
Balance Transfer Fee
N/A*
Annual Fee
No annual fee
Credit Needed
Excellent

Capital One® Aspire Cash™ Platinum MasterCard®
Capital One® Aspire Cash™ Platinum MasterCard®

Capital One® Aspire Cash™ Platinum MasterCard®
  • Earn cash rewards and pay no annual fee!
  • Earn 1% cash rewards on all purchases
  • No limit to the amount of cash you can earn
  • Annual interest rate of 19.8%
  • Valuable MasterCard benefits, plus Platinum benefits like Purchase Assurance and Extended Warranty
  • Add an authorized user for $0
Typical APR
19.8%
Balance Transfer
19.8%
Balance Transfer Fee
See Application
Annual Fee
$0*
Credit Needed
Average Credit

American Express Gold Rewards Card
American Express Gold Rewards Card

American Express Gold Rewards Card
  • New American Express® Gold Rewards* Cardmembers can earn a Welcome Bonus of 25,000 Membership Rewards® points just by making $1,500 in purchases in the first three months of Cardmembership.
  • No Annual Fee for the first year; $150 Annual Fee thereafter*
  • That's enough to redeem for a round-trip Fixed Mileage Flight Reward TM* to almost anywhere in North America.
  • Earn 2 points for every $1 on eligible travel and everyday purchases. Transfer your points to frequent flyer programs, including Avios and Aeroplan®*
  • Charge any travel to your Card then pay for it with points. Your points can even cover taxes and fees!
  • * As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full.
  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link.
  • Conditions apply
Typical APR
30%*
Balance Transfer
N/A*
Balance Transfer Fee
N/A*
Annual Fee
No Annual Fee for the first year; $150 Annual Fee thereafter*
Credit Needed
Excellent

Blue Sky Credit Card
Blue Sky Credit Card

Blue Sky Credit Card
  • New Blue Sky Credit Card Cardmembers, earn 10,000 Blue Sky Points after you charge $500 in purchases to your Card in your first three months of Cardmembership.
  • Earn 1.25 Blue Sky Points for every $1 in purchases charged to the Card
  • You can start redeeming with as little as 10,000 points towards any travel purchase charged to your Card
  • Enjoy the convenience of no blackout dates, no advance purchase requirements, no seat restrictions and no travel restrictions.
  • $100,000 Travel Accident Insurance
  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link.
  • Conditions Apply.
Typical APR
19.99% purchases
Balance Transfer
N/A*
Balance Transfer Fee
N/A*
Annual Fee
$0
Credit Needed
Excellent

Capital One® Aspire Travel™ Platinum MasterCard®
Capital One® Aspire Travel™ Platinum MasterCard®

Capital One® Aspire Travel™ Platinum MasterCard®
  • Earn reward miles — with no annual fee!
  • Earn 1 reward mile for every $1 spent - on all purchases
  • Get 10,000 bonus reward miles when you spend $500 on net purchases in the first 3 months after account opening — a value of $100 in travel
  • Annual interest rate of 19.8%
  • Redeem for travel, cash, or gift cards
  • Valuable MasterCard benefits, plus Platinum benefits like Purchase Assurance and Extended Warranty
  • Add an authorized user for $0
Typical APR
19.8%
Balance Transfer
19.8%
Balance Transfer Fee
See Application
Annual Fee
$0*
Credit Needed
Average Credit

BMO® AIR MILES®† MasterCard®*
BMO® AIR MILES®† MasterCard®*

BMO® AIR MILES®† MasterCard®*
  • 1 AIR MILES reward mile for every $20 that you spend on your credit card*
  • No Annual fee*
  • Receive a discount on car rentals*
  • Extended Warranty*
  • Purchase Protection*
  • BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
  • en Français
Typical APR
19.90%*
Balance Transfer
22.99%
Balance Transfer Fee
$0
Annual Fee
$0*
Credit Needed
Good

BMO® CashBack® MasterCard®*
BMO® CashBack® MasterCard®*

BMO® CashBack® MasterCard®*
  • Limited time: Get 2% cash back* -that's Double the rewards!*
  • Earn 1% CashBack on ALL card purchases* without restrictions!*
  • No Annual fee*
  • Receive a discount on car rentals*
  • Extended Warranty*
  • Purchase Protection*
  • BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
  • en Français
Typical APR
19.99%*
Balance Transfer
22.99%
Balance Transfer Fee
N/A*
Annual Fee
$0*
Credit Needed
Good

TD® Aeroplan® Visa Infinite Card
TD® Aeroplan® Visa Infinite Card

TD® Aeroplan® Visa Infinite Card
  • Receive a Welcome Bonus of 15,000 TD Points following your first Purchase with your Card
  • Earn 1.5 miles for every $1 spent on eligible gas, grocery, drugstore and aircanada.com Purchases made with your Card.
  • Earn 1 mile for every $1 you spend on all other Purchases on your Card.
  • Earn miles twice when you pay with your TD Aeroplan Visa Infinite Card and present your Aeroplan Membership Card at over 150 Aeroplan partner brands and with 100 online retailers
  • Your Aeroplan miles will not expire as long as you are a TD Aeroplan Credit Cardholder
  • Enjoy an extensive suite of travel insurances for peace of mind on your next getaway.
Typical APR
Purchases APR: 19.99%*
Balance Transfer
N/A*
Balance Transfer Fee
0
Annual Fee
$120
Credit Needed
Excellent

     

   
 
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