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Bank of Montreal Credit Cards

Compare the Bank of Montreal credit cards listed below. Apply online for a BMO credit card by completing a secure application.

  
     

 

BMO AIR MILES MasterCard®*
BMO AIR MILES MasterCard®*

BMO AIR MILES MasterCard®*
  • No annual fee
  • 1 AIR MILES reward mile for every $20 in card purchases
  • 1.25x reward miles at Shell locations in Canada
  • 1.5x reward miles at National Car Rental & Alamo Rent A Car locations worldwide
  • Up to 25% rental discount at National Car Rental & Alamo Rent A Car locations worldwide
  • 19.5% interest rate, 12.9% interest rate available for $45/year
  • en Français
Typical APR
19.50%*		 Balance Transfer
N/A*		 Balance Transfer Fee
N/A*		 Annual Fee
$0*		 Credit Needed
Good

BMO SPC CashBack MasterCard®*
BMO SPC CashBack MasterCard®*

BMO SPC CashBack MasterCard®*
  • 10-15% SPC Card discounts at hundreds of retailers and restaurants across Canada
  • 0.5% CashBack on all card purchases. That's $1 back for every $200 you charge throughout the year
  • 1.5% CashBack on all card purchases at Shell locations in Canada and at National Car Rental and Alamo Rent A Car locations worldwide
  • 19.5% interest rate, 12.9% available for $45/year
  • No annual fee
  • en Français
Typical APR
19.50%*		 Balance Transfer
N/A*		 Balance Transfer Fee
N/A*		 Annual Fee
$0*		 Credit Needed
Good

BMO U.S. Dollar MasterCard®*
BMO U.S. Dollar MasterCard®*

BMO U.S. Dollar MasterCard®*
  • Bypass the cost and uncertainty associated with fluctuating exchange rates
  • Extended Warranty and Purchase Protection protects your purchases
  • Zero dollar liability protects you from unauthorized use
  • Get cash advances at over 1 million ATMs worldwide
  • If you spend $1,000 USD or more in a year on your card, the annual fee for the subsequent year will be rebated
  • 19.5% interest rate
  • $25 USD annual fee
  • en Français
Typical APR
19.50%*		 Balance Transfer
N/A*		 Balance Transfer Fee
N/A*		 Annual Fee
$25 USD/yr		 Credit Needed
Good

BMO Preferred Rate MasterCard®*
BMO Preferred Rate MasterCard®*

BMO Preferred Rate MasterCard®*
  • No annual fee
  • 17.5% interest rate, 11.9% available for $20/year
  • Extended Warranty and Purchase Protection protects your purchases
  • Zero dollar liability protects you from unauthorized use
  • Get cash advances at over 1 million ATMs worldwide
  • en Français
Typical APR
17.50%*		 Balance Transfer
N/A*		 Balance Transfer Fee
N/A*		 Annual Fee
$0*		 Credit Needed
Good

BMO SPC AIR MILES MasterCard®*
BMO SPC AIR MILES MasterCard®*

BMO SPC AIR MILES MasterCard®*
  • 10-15% SPC Card discounts at hundreds of retailers and restaurants across Canada
  • 1 AIR MILES reward mile for every $20 in card purchases
  • 1.25x reward miles at Shell locations across Canada
  • 1.5x reward miles at National Car Rental and Alamo Rent A Car locations worldwide
  • 19.5% interest rate, 12.9% available for $45/year
  • No annual fee
  • en Français
Typical APR
19.50%*		 Balance Transfer
N/A*		 Balance Transfer Fee
N/A*		 Annual Fee
$0*		 Credit Needed
Good

BMO Gold AIR MILES MasterCard®*
BMO Gold AIR MILES MasterCard®*

BMO Gold AIR MILES MasterCard®*
  • 1 AIR MILES reward mile for every $15 in card purchases
  • Exclusive 25% discount on the number of reward miles required for all AIR MILES flights worldwide
  • 1.25x reward miles at Shell locations in Canada
  • BMO Travel Protection including Collision Damage Waiver coverage for car rentals. Save $29/yr
  • 19.5% interest rate, 12.9% available for $45/year
  • Worldwide acceptance at over 30 million locations
  • en Français
Typical APR
19.50%*		 Balance Transfer
N/A*		 Balance Transfer Fee
N/A*		 Annual Fee
$99*		 Credit Needed
Good

BMO CashBack MasterCard®*
BMO CashBack MasterCard®*

BMO CashBack MasterCard®*
  • No annual fee
  • 0.5% CashBack on every card purchase
  • 1.5% CashBack at Shell locations in Canada
  • 1.5% CashBack at National Car Rental & Alamo Rent A Car locations worldwide
  • Up to 25% rental discount at National Car Rental & Alamo Rent A Car locations worldwide
  • 19.5% interest rate, 12.9% available for $45/year
  • en Français
Typical APR
19.50%*		 Balance Transfer
N/A*		 Balance Transfer Fee
N/A*		 Annual Fee
$0*		 Credit Needed
Good

BMO Premium CashBack MasterCard®*
BMO Premium CashBack MasterCard®*

BMO Premium CashBack MasterCard®*
  • 1% CashBack on every card purchase
  • 3% CashBack at Shell locations in Canada
  • 3% CashBack at National Car Rental & Alamo Rent A Car locations worldwide
  • Free BMO Roadside Assistance (over $50 value) - includes fuel delivery, battery boost, lockout service, towing and more
  • 19.5% interest rate, 12.9% available for $45/year
  • $49 annual fee
  • en Français
Typical APR
19.50%*		 Balance Transfer
N/A*		 Balance Transfer Fee
N/A*		 Annual Fee
$49*		 Credit Needed
Good

BMO World Elite MasterCard®*
BMO World Elite MasterCard®*

BMO World Elite MasterCard®*
  • Membership in the BMO ELITE Rewards program
  • 15,000 welcome bonus points
  • 1 BMO ELITE Rewards point for every $1 in purchases
  • 21 days out-of-country travel medical coverage
  • Prirority Pass membership - includes special access to over 600 VIP airport lounges worldwide
  • Concierge Service - 24/7 with personalized travel dining, leisure and entertainment recommendations
  • MasterCard PayPass Tap & Go convenience makes small purchase payments quick and easy
  • en Français
Typical APR
20.50%*		 Balance Transfer
N/A*		 Balance Transfer Fee
N/A*		 Annual Fee
$150/yr*		 Credit Needed
Excellent