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Bank of Montreal Credit Cards

Compare the Bank of Montreal credit cards listed below. Apply online for a BMO credit card by completing a secure application.

 
     

 

BMO Rewards® MasterCard
BMO Rewards® MasterCard

BMO Rewards® MasterCard
  • Earn 1% toward travel on all credit card purchases*+
  • Earn faster with additional cardholders
  • Get up to 25% off car rentals at National®#† Car Rental and Alamo®*‡ Rent A Car locations worldwide*
  • Extended Warranty*
  • Purchase Protection*
  • Zero Dollar Liability: protects you from unauthorized use of your credit card*
  • BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
  • en Français
Typical APR
19.99%*
Balance Transfer
22.99%
Balance Transfer Fee
$0
Annual Fee
$35*
Credit Needed
Good

BMO SPC®** CashBack® MasterCard®*
BMO SPC®** CashBack® MasterCard®*

BMO SPC®** CashBack® MasterCard®*
  • Limited time: Earn bonus $50 Cash Back*
  • Earn 1% CashBack on all card purchases* without restrictions!*
  • No Annual fee*
  • Extended Warranty*
  • Purchase Protection*
  • SPC discounts (Student Price Card Ltd.) of 10% to 15% at hundreds of your favourite stores*
  • BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
  • en Français
Typical APR
19.99%*
Balance Transfer
22.99%
Balance Transfer Fee
$0
Annual Fee
$0*
Credit Needed
Good

BMO® Preferred Rate MasterCard®*
BMO®  Preferred Rate MasterCard®*

BMO®  Preferred Rate MasterCard®*
  • No annual fee*
  • Enjoy our lowest no-fee interest rate of 17.5% on purchases and cash advances*
  • Reduce interest charges even further: 11.9% rate for an additional $20 year*
  • Free extended warranty and purchase protection*
  • Zero Dollar Liability: protects you from unauthorized use of your credit card*
  • Worldwide acceptance at over 30 million locations
  • BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
  • en Français
Typical APR
17.50%*
Balance Transfer
17.50%
Balance Transfer Fee
$0
Annual Fee
None
Credit Needed
Good

BMO® CashBack® MasterCard®*
BMO® CashBack® MasterCard®*

BMO® CashBack® MasterCard®*
  • Limited time: Get 2% cash back* -that's DOUBLE the rewards!*
  • Earn 1% CashBack on ALL card purchases* without restrictions!*
  • No Annual fee*
  • Receive a discount on car rentals*
  • Extended Warranty*
  • Purchase Protection*
  • BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
  • en Français
Typical APR
19.99%*
Balance Transfer
22.99%
Balance Transfer Fee
N/A*
Annual Fee
$0*
Credit Needed
Good

BMO SPC®** AIR MILES®† MasterCard®*
BMO SPC®** AIR MILES®† MasterCard®*

BMO SPC®** AIR MILES®† MasterCard®*
  • Limited time: Earn 400 Bonus AIR MILES Bonus Miles*
  • 1 AIR MILES reward mile for every $20 that you spend on your credit card*
  • No Annual fee*
  • Extended Warranty*
  • Purchase Protection*
  • SPC discounts (Student Price Card Ltd.) of 10% to 15% at hundreds of your favourite stores*
  • BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
  • en Français
Typical APR
19.99%*
Balance Transfer
22.99%
Balance Transfer Fee
$0
Annual Fee
$0*
Credit Needed
Good

BMO® AIR MILES®† MasterCard®*
BMO® AIR MILES®† MasterCard®*

BMO® AIR MILES®† MasterCard®*
  • Limited time: Get 2 Miles for every $20- that's DOUBLE the Miles*
  • 1 AIR MILES reward mile for every $20 that you spend on your credit card*
  • No Annual fee*
  • Receive a discount on car rentals*
  • Extended Warranty*
  • Purchase Protection*
  • BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
  • en Français
Typical APR
19.90%*
Balance Transfer
22.99%
Balance Transfer Fee
$0
Annual Fee
$0*
Credit Needed
Good

BMO® AIR MILES®† World Elite®* MasterCard®*
BMO® AIR MILES®† World Elite®* MasterCard®*

BMO® AIR MILES®† World Elite®* MasterCard®*
  • Limited time: Get up to 3,000 AIR MILES Bonus Miles*
  • Earn 1 reward mile for every $10 in credit card purchases, everywhere you spend*
  • BMO AIR MILES World Elite Travel and Medical Protection*
  • Exclusive 25% Flight Discount*
  • VIP Airport Lounge Access*
  • BMO Concierge Service* and Free Additional Cards
  • Use your card at Costco
  • BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
Typical APR
19.99%*
Balance Transfer
22.99%
Balance Transfer Fee
3%
Annual Fee
$120*
Credit Needed
Excellent

BMO® CashBack® World Elite®* MasterCard®*
BMO® CashBack® World Elite®* MasterCard®*

BMO® CashBack® World Elite®* MasterCard®*
  • Get up to $150 CashBack Bonus*
  • Earn 1.75% CashBack on all card purchases* without restrictions*!
  • Complimentary Roadside Assistance Program*
  • BMO CashBack World Elite Travel and Medical Protection*
  • Extended Warranty Plus*
  • Purchase Protection Plus*
  • BMO Concierge Service* and Free additional cards
  • BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
Typical APR
19.99%*
Balance Transfer
22.99%
Balance Transfer Fee
3%
Annual Fee
$120*
Credit Needed
Excellent

BMO® World Elite™ MasterCard®*
BMO® World Elite™ MasterCard®*

BMO® World Elite™ MasterCard®*
  • 30,000 welcome bonus points* - that's $300 in travel rewards.
  • Points you can use to cover all flight charges & taxes*
  • Fly on any airline, with no blackout dates*
  • 2% back for travel on all card purchases*
  • Best-in-class travel and medical insurance (unlimited trips per year)*
  • VIP airport lounge access (over $200 US/year value)*
  • BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
  • en Français
Typical APR
19.99%*
Balance Transfer
22.99%
Balance Transfer Fee
$0
Annual Fee
$150*
Credit Needed
Excellent

BMO® U.S. Dollar MasterCard®*
BMO® U.S. Dollar MasterCard®*

BMO® U.S. Dollar MasterCard®*
  • The ideal way to travel and shop — or buy online — from U.S. retailers
  • Shop with no exchange rate surprises.
  • Fee Rebate offer: Spend just $1,000 USD in one year on your card, and the annual fee for the following year is on us*
  • Extended Warranty*
  • Purchase Protection*
  • BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
  • en Français
Typical APR
19.99%*
Balance Transfer
22.99%*
Balance Transfer Fee
$0
Annual Fee
$35 USD/yr
Credit Needed
Good