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Cash Back Credit Cards

The cash back credit cards listed below offer rewards that provide cardholders with cash back. Credit cards offering cash back, generally require a good-to-excellent credit score in order to qualify for approval. Compare the following credit cards, then apply online for your choice of credit card by completing a secure application form online.

 
     

 

Capital One® Aspire Cash™ Platinum MasterCard®
Capital One® Aspire Cash™ Platinum MasterCard®

Capital One® Aspire Cash™ Platinum MasterCard®
  • Earn cash rewards and pay no annual fee!
  • Earn 1% cash rewards on all purchases
  • No limit to the amount of cash you can earn
  • Annual interest rate of 19.8%
  • Valuable MasterCard benefits, plus Platinum benefits like Purchase Assurance and Extended Warranty
  • Add an authorized user for $0
Typical APR
19.8%
Balance Transfer
19.8%
Balance Transfer Fee
See Application
Annual Fee
$0*
Credit Needed
Average Credit

BMO® CashBack® MasterCard®*
BMO® CashBack® MasterCard®*

BMO® CashBack® MasterCard®*
  • Limited time: Get 2% cash back* -that's Double the rewards!*
  • Earn 1% CashBack on ALL card purchases* without restrictions!*
  • No Annual fee*
  • Receive a discount on car rentals*
  • Extended Warranty*
  • Purchase Protection*
  • BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
  • en Français
Typical APR
19.99%*
Balance Transfer
22.99%
Balance Transfer Fee
N/A*
Annual Fee
$0*
Credit Needed
Good

The SimplyCash™ Card from American Express
The SimplyCash™ Card from American Express

The SimplyCash™ Card from American Express
  • New SimplyCash™ Card from American Express
  • Earn 5% cash back on all eligible purchases at gas stations, grocery stores and restaurants in Canada (up to $250 cash back) for the first 6 months of Cardmembership1
  • Earn 1.25% cash back on all other purchases and when your Welcome Rate ends
  • No limit to the amount of cash back you can earn and No annual fee for Supplementary Cards
  • Enjoy a special 0% introductory interest rate on transferred balances in the first 6 months if you choose to transfer your other credit card balances to this American Express card at time of online application
  • A 1% balance transfer fee will be charged on the transaction amount and interest is payable on the amount of this fee at the applicable rate for purchase
  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link.
  • Conditions apply
Typical APR
19.99% on purchases and 21.99% on funds advances*
Balance Transfer
N/A*
Balance Transfer Fee
N/A*
Annual Fee
No annual fee
Credit Needed
Excellent

Scotia Momentum® VISA Infinite Card
Scotia Momentum® VISA Infinite Card

Scotia Momentum® VISA Infinite Card
  • 4% on eligible gas station and grocery store purchases
  • 2% on drug store purchases and recurring bills
  • 1% cash back on all other eligible purchases
  • VISA Infinite Complimentary Concierge Service — available 24/7
  • Access to VISA Infinite Luxury Hotel Collection
  • VISA Infinite Dining Series— Unique dining experiences in some of Canada's top restaurants
  • Special access to unique offers and experiences
  • Rental car collision insurance
Typical APR
19.99%*
Balance Transfer
22.99%*
Balance Transfer Fee
1%* (N/A on intro offers)
Annual Fee
$99
Credit Needed
Excellent

Tangerine Money-Back Credit Card
Tangerine Money-Back Credit Card

Tangerine Money-Back Credit Card
  • No annual fee
  • No limit on the amount of Money-Back Rewards you can earn
  • Three 2% Money-Back Categories if you choose to have your Rewards deposited into your Tangerine Savings Account, or two 2% Money-Back Categories if your Rewards are deposited back onto your Credit Card
  • 1.5% Foreign Conversion Fee — one of the lowest in market
  • Free Cards for Authorized Users on your Account
Typical APR
19.95%
Balance Transfer
Yes*
Balance Transfer Fee
1.00% of the amount transferred, or minimum of $5.00
Annual Fee
$0*
Credit Needed
Good

RBC Visa Infinite‡ Avion®
RBC Visa Infinite‡ Avion®

RBC Visa Infinite‡ Avion®
  • 15,000 welcome bonus RBC Rewards® points, enough for a short-haul flight1
  • A low introductory interest rate of 1.9% for 10 months on balance transfers and cash advancesΔ
  • Earn 1 RBC Rewards point for every $1 spent2
  • Earn 25% more points on travel related purchases3 and up to 15x bonus points4 at top retailers through the RBC Rewards eMall™
  • Use your points to book flights, hotel stays, cruises, vacation packages, car rentals and more5
  • Point flexibility- transfer your RBC Rewards points towards other loyalty programs
  • Premium suite of insurances including trip cancellation, trip interruption, travel medical, car rental insurance, and a lot more*
  • Your entire trip, On Points — redeem your points toward your credit card balance6 using Payback with Points
Typical APR
19.99%*
Balance Transfer
Yes*
Balance Transfer Fee
N/A*
Annual Fee
$120*
Credit Needed
Excellent

RBC Cash Back MasterCard‡
RBC Cash Back MasterCard‡

RBC Cash Back MasterCard‡
  • A low introductory interest rate of 1.9% for 10 months on balance transfers and cash advancesΔ
  • Earn up to 2% cash bank credits on grocery store purchases2
  • Earn up to 1% cash back credits on all other purchases including pre-authorized payments2
  • Protect your eligible purchases for up to 90 days against loss, theft or damage*
  • Cash back credits accumulate automatically
  • Purchase on your card and automatically double the manufacturer's warranty up to one year*
Typical APR
19.99%*
Balance Transfer
Yes*
Balance Transfer Fee
0
Annual Fee
$0*
Credit Needed
Good

Scotia Momentum® VISA Card
Scotia Momentum® VISA Card

Scotia Momentum® VISA Card
  • 2% on eligible gas station, grocery store and drug store purchases and recurring bills
  • 1% cash back on all other eligible purchases
  • Purchase security and extended warranty protection
  • 20% AVIS rental card discount
Typical APR
19.99%*
Balance Transfer
22.99
Balance Transfer Fee
1%* (N/A on intro offers)
Annual Fee
$39*
Credit Needed
Good

The SimplyCash™ Preferred Card from American Express
The SimplyCash™ Preferred Card from American Express

The SimplyCash™ Preferred Card from American Express
  • New SimplyCash™ Preferred Card from American Express Cardmembers can earn 5% cash back on all eligible (up to $400 cash back) for the first 6 months of Cardmembership
  • Earn 1.5% cash back when your Welcome Rate ends (up to $100,000 annually) and 1.25% after No limit to the amount of cash back you can earn
  • Enjoy a special 0% introductory interest rate on transferred balances in the first 6 months if you choose to transfer your other credit card balances to this American Express card at time of online application.
  • A 1% balance transfer fee will be charged on the transaction amount and interest is payable on the amount of this fee at the applicable rate for purchase.
  • No annual fee for Supplementary Cards
  • Extensive insurance coverage and 24/7 Customer Service
  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link.
  • Conditions apply
Typical APR
19.99% on purchases and 21.99% on funds advances*
Balance Transfer
N/A*
Balance Transfer Fee
N/A*
Annual Fee
$79*
Credit Needed
Excellent

Scotia Momentum® No-Fee VISA Card
Scotia Momentum® No-Fee VISA Card

Scotia Momentum® No-Fee VISA Card
  • 1% on eligible gas station, grocery store and drug store purchases and recurring bills
  • 0.5% cash back on all other eligible purchases
  • 20% AVIS rental card discount
Typical APR
19.99%*
Balance Transfer
22.99%*
Balance Transfer Fee
1%* (N/A on intro offers)
Annual Fee
$0*
Credit Needed
Good

BMO® CashBack® World Elite®* MasterCard®*
BMO® CashBack® World Elite®* MasterCard®*

BMO® CashBack® World Elite®* MasterCard®*
  • Get up to $150 CashBack Bonus*
  • Earn 1.75% CashBack on all card purchases* without restrictions*!
  • Complimentary Roadside Assistance Program*
  • BMO CashBack World Elite Travel and Medical Protection*
  • Extended Warranty Plus*
  • Purchase Protection Plus*
  • BMO Concierge Service* and Free additional cards
  • BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
Typical APR
19.99%*
Balance Transfer
22.99%
Balance Transfer Fee
3%
Annual Fee
$0 for the first year, then $120*
Credit Needed
Excellent

BMO SPC®** CashBack® MasterCard®*
BMO SPC®** CashBack® MasterCard®*

BMO SPC®** CashBack® MasterCard®*
  • Limited time: Earn bonus $60 Cash Back*
  • Earn 1% CashBack on all card purchases* without restrictions!*
  • No Annual fee*
  • Extended Warranty*
  • Purchase Protection*
  • SPC discounts (Student Price Card Ltd.) of 10% to 15% at hundreds of your favourite stores*
  • BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
  • en Français
Typical APR
19.99%*
Balance Transfer
22.99%
Balance Transfer Fee
$0
Annual Fee
$0*
Credit Needed
Good

MBNA Rewards MasterCard® credit card
MBNA Rewards MasterCard® credit card

MBNA Rewards MasterCard® credit card
  • Get MBNA Rewards for your purchases and redeem them for your passions, including travel, merchandise, or even cash back.
  • Earn 1 MBNA Rewards point‡ for every $1 in eligible purchases
  • Receive 5,000 bonus MBNA Rewards points after your first eligible purchase††. That's equivalent to $50 when redeemed for cash back or travel
  • Redeem points‡ for cash back, travel, brand-name merchandise, gift cards from top retailers and charitable donations
  • 0% annual interest rate(AIR)† on balance transfers✪ for the first 6 months
  • No annual fee
Typical APR
19.99%
Balance Transfer
See Terms
Balance Transfer Fee
1% of amount advanced (minimum fee $7.50)
Annual Fee
None
Credit Needed
Good