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Cash Back Credit Cards

The cash back credit cards listed below offer rewards that provide cardholders with cash back. Credit cards offering cash back, generally require a good-to-excellent credit score in order to qualify for approval. Compare the following credit cards, then apply online for your choice of credit card by completing a secure application form online.

 
     

 

SimplyCash™ Card from American Express
SimplyCash™ Card from American Express

SimplyCash™ Card from American Express
  • New SimplyCash™ Card from American Express
  • Earn 5% cash back on all eligible purchases at gas stations, grocery stores and restaurants in Canada (up to $250 cash back) for the first 6 months of Cardmembership
  • Earn 1.25% cash back on all other purchases and when your Welcome Rate ends
  • No limit to the amount of cash back you can earn and No annual fee for Supplementary Cards
  • Enjoy a special 1.99% rate on transferred balances in the first 6 months when transferring your other card balances to this AMEX card at time of online application. There is no transfer fee at time of application.
  • Access to memorable experiences with American Express Invites®
  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link.
  • Conditions apply
Typical APR
19.99% on purchases and 21.99% on funds advances*
Balance Transfer
1.99%
Balance Transfer Fee
$0
Annual Fee
No annual fee
Credit Needed
Excellent

BMO® CashBack® MasterCard®*
BMO® CashBack® MasterCard®*

BMO® CashBack® MasterCard®*
  • Welcome Offer: Get 4% cash back on every purchase (up to $125 cash back) in your first 4 months*.
  • Get 1% CashBack on ALL card purchases* without restrictions!*
  • No Annual fee*
  • Receive a discount on car rentals*
  • Extended Warranty*
  • Purchase Protection*
  • BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
  • en Français
Typical APR
19.99%*
Balance Transfer
22.99%
Balance Transfer Fee
N/A*
Annual Fee
None
Credit Needed
Good

Capital One® Aspire Cash™ Platinum MasterCard®
Capital One® Aspire Cash™ Platinum MasterCard®

Capital One® Aspire Cash™ Platinum MasterCard®
  • Earn cash rewards and pay no annual fee!
  • Earn 1% cash rewards on all purchases
  • No limit to the amount of cash you can earn
  • Annual interest rate of 19.8%
  • Valuable MasterCard benefits, plus Platinum benefits like Purchase Assurance and Extended Warranty
  • Add an authorized user for $0
Typical APR
19.8%
Balance Transfer
19.8%
Balance Transfer Fee
See Application
Annual Fee
$0*
Credit Needed
Good Credit

RBC Cash Back MasterCard‡
RBC Cash Back MasterCard‡

RBC Cash Back MasterCard‡
  • A low introductory interest rate of 1.9% for 10 months on balance transfers and cash advancesΔ
  • Earn up to 2% cash bank credits on grocery store purchases2
  • Earn up to 1% cash back credits on all other purchases including pre-authorized payments2
  • Protect your eligible purchases for up to 90 days against loss, theft or damage*
  • Cash back credits accumulate automatically
  • Purchase on your card and automatically double the manufacturer's warranty up to one year*
Typical APR
19.99%*
Balance Transfer
Yes*
Balance Transfer Fee
0
Annual Fee
$0*
Credit Needed
Good

MBNA Rewards Mastercard® credit card
MBNA Rewards Mastercard® credit card

MBNA Rewards Mastercard® credit card
  • Get MBNA Rewards for your purchases and redeem them for your passions, including travel, merchandise, or even cash back.
  • Earn 1 MBNA Rewards point‡ for every $1 in eligible purchases
  • Receive 5,000 bonus MBNA Rewards points after your first eligible purchase††. That's equivalent to $50 when redeemed for cash back or travel
  • Redeem points‡ for cash back, travel, brand-name merchandise, gift cards from top retailers and charitable donations
  • No annual fee
Typical APR
19.99%
Balance Transfer
See Terms
Balance Transfer Fee
1% of amount advanced (minimum fee $7.50)
Annual Fee
None
Credit Needed
Good

RBC® Cash Back Preferred World Elite Mastercard‡
RBC® Cash Back Preferred World Elite Mastercard‡

RBC® Cash Back Preferred World Elite Mastercard‡
  • Limited Time Offer: Earn up to 1.75% cash back for 6 months1on EVERY thing you buy
  • Earn up to 1.5% after the promo period on all your purchases1
  • Get unlimited cash back, no limit to what you can get back*
  • Stay connected with Boingo‡ Wi-Fi at one million hotspots worldwide.
  • Premium purchase protection for 120 days2
  • Extended warranty triples the manufacturer's original Canadian warranty2
  • Protect your rental car with Auto Rental collision/Loss Damage Insurance3
Typical APR
19.99%
Balance Transfer
Yes*
Balance Transfer Fee
0
Annual Fee
$99
Credit Needed
Good

SimplyCash™ Preferred Card from American Express
SimplyCash™ Preferred Card from American Express

SimplyCash™ Preferred Card from American Express
  • New SimplyCash™ Preferred Card from American Express Cardmembers can earn 5% cash back on all eligible for the first 6 months of Cardmembership (up to $300 cash back)
  • Earn 2.0% cash back when your Welcome Rate ends
  • No limit to the amount of cash back you can earn
  • Enjoy a special 1.99% intro rate on transferred balances in the first 6 months when transferring your other card balances to this AMEX card at time of online application. There is no transfer fee at time of application
  • Access to memorable experiences with American Express Invites®
  • Extensive insurance coverage and 24/7 Customer Service
  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link.
  • Conditions apply
Typical APR
19.99% on purchases and 21.99% on funds advances*
Balance Transfer
N/A*
Balance Transfer Fee
$0
Annual Fee
$99*
Credit Needed
Excellent

Scotia Momentum® VISA Infinite Card
Scotia Momentum® VISA Infinite Card

Scotia Momentum® VISA Infinite Card
  • 4% on eligible gas station and grocery store purchases
  • 2% on drug store purchases and recurring bills
  • 1% cash back on all other eligible purchases
  • VISA Infinite Complimentary Concierge Service — available 24/7
  • Access to VISA Infinite Luxury Hotel Collection
  • VISA Infinite Dining Series— Unique dining experiences in some of Canada's top restaurants
  • Special access to unique offers and experiences
  • Rental car collision insurance
Typical APR
19.99%*
Balance Transfer
22.99%*
Balance Transfer Fee
1%* (N/A on intro offers)
Annual Fee
$99
Credit Needed
Excellent

BMO SPC®** CashBack® MasterCard®*
BMO SPC®** CashBack® MasterCard®*

BMO SPC®** CashBack® MasterCard®*
  • Limited time: Get up to $60 Cash Back*
  • Earn 1% CashBack on all card purchases* without restrictions!*
  • No Annual fee*
  • Extended Warranty*
  • Purchase Protection*
  • SPC discounts (Student Price Card Ltd.) of 10% to 15% at hundreds of your favourite stores*
  • BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
  • en Français
Typical APR
19.99%*
Balance Transfer
22.99%
Balance Transfer Fee
$0
Annual Fee
$0*
Credit Needed
None

Tangerine Money-Back Credit Card
Tangerine Money-Back Credit Card

Tangerine Money-Back Credit Card
  • No annual fee
  • No limit on the amount of Money-Back Rewards you can earn
  • 2% Rewards in Client's chosen categories
  • Clients can change their 2% Monday-Back Categories to suit their spending
  • Clients who have their rewards deposited to a Tangerine savings Account can get a 3rd 2% Money-Back Category
  • A standard annual interest rate of 19.95%
Typical APR
19.95%
Balance Transfer
Yes*
Balance Transfer Fee
1-3%, or minimum of $5 (unless reduced or waived)
Annual Fee
$0*
Credit Needed
Good

Scotia Momentum® VISA Card
Scotia Momentum® VISA Card

Scotia Momentum® VISA Card
  • 2% on eligible gas station, grocery store and drug store purchases and recurring bills.
  • 1% cash back on all other eligible purchases.
  • Purchase security and extended warranty protection.
  • 20% AVIS rental card discount.
Typical APR
19.99%*
Balance Transfer
22.99
Balance Transfer Fee
1%* (N/A on intro offers)
Annual Fee
$39*
Credit Needed
Good

Scotia Momentum® No-Fee VISA Card
Scotia Momentum® No-Fee VISA Card

Scotia Momentum® No-Fee VISA Card
  • 1% on eligible gas station, grocery store and drug store purchases and recurring bills
  • 0.5% cash back on all other eligible purchases
  • 20% AVIS rental card discount
Typical APR
19.99%*
Balance Transfer
22.99%*
Balance Transfer Fee
1%* (N/A on intro offers)
Annual Fee
$0*
Credit Needed
Good