Search by Type of card

Search by Credit Quality

Search by Bank or Issuer

News & Advice

Information Center
 

Cash Back Credit Cards

The cash back credit cards listed below offer rewards that provide cardholders with cash back. Credit cards offering cash back, generally require a good-to-excellent credit score in order to qualify for approval. Compare the following credit cards, then apply online for your choice of credit card by completing a secure application form online.

  
     

 

Smart Cash MasterCard® credit card
Smart Cash MasterCard® credit card

Smart Cash MasterCard® credit card
  • Get up to 5% cash back on qualifying net retail gas and grocery purchases for the first 6 months††
  • Get up to 3% cash back on qualifying net retail gas and grocery purchases thereafte†
  • Get up to 1% cash back for all other qualifying net retail purchases†
  • 1.99% introductory annual interest rate† on balance transfers* and cheque cash advances for 10 months
  • Feel secure with around-the-clock fraud protection
  • Enjoy free online access to your credit card account
  • No annual fee
Typical APR
19.99%*		 Balance Transfer
19.99%*		 Balance Transfer Fee
1%*		 Annual Fee
None*		 Credit Needed
Good

Aspire Cash™ Platinum MasterCard®
Aspire Cash™ Platinum MasterCard®

Aspire Cash™ Platinum MasterCard®
  • Earn cash rewards and pay no annual fee!
  • 1% cash rewards on all net purchases
  • 20% extra cash rewards every year
  • $50 bonus cash reward on your first purchase
  • No limit to the amount of cash you can earn
  • Add an authorized user for $0, and earn even more cash
  • Valuable Platinum benefits including Purchase Assurance and Extended Warranty
Typical APR
Prime + 16.8%		 Balance Transfer
Prime + 16.8%		 Balance Transfer Fee
N/A*		 Annual Fee
$0*		 Credit Needed
Good

Scotia Momentum® No-Fee VISA Card
Scotia Momentum® No-Fee VISA Card

Scotia Momentum® No-Fee VISA Card
  • Cash back and no annual fee
  • 7.99% introductory interest rate on purchases for the first six months
  • 1% cash back on all eligible gas station, grocery store, drug store purchases and recurring bill payments and 0.5% on all other eligible purchases
Typical APR
19.99%*		 Balance Transfer
21.99%*		 Balance Transfer Fee
1%* (N/A on intro offers)		 Annual Fee
$0*		 Credit Needed
Good

Scotia Momentum® VISA Card
Scotia Momentum® VISA Card

Scotia Momentum® VISA Card
  • 1.99% introductory interest rate on cash advances and balance transfers for the first six months. Balance transfer fee does not apply to introductory offers.
  • A full 2% cash back on all eligible grocery store, gas station, drug store purchases and recurring bill payments
  • A full 1% cash back on all other eligible purchases
  • Purchase security and extended warranty protection
Typical APR
19.99%*		 Balance Transfer
21.99*		 Balance Transfer Fee
1%* (N/A on intro offers)		 Annual Fee
$39*		 Credit Needed
Good

MBNA PremierRewards®
MBNA PremierRewards®

MBNA PremierRewards®
  • 1% back on all net retail purchases
  • No Annual Fee
  • 19.99% Annual Interest Rate on Purchases and 19.99% Annual Interest Rate on Cash Advances
  • Around-the-clock fraud protection
  • Online access to your credit card account
  • Unparalleled 24-hour Customer service 
  • Immediate cash access at 430,000 ATMs internationally
Typical APR
19.99%*		 Balance Transfer
N/A†		 Balance Transfer Fee
1%*		 Annual Fee
None*		 Credit Needed
Good

BMO SPC CashBack MasterCard®*
BMO SPC CashBack MasterCard®*

BMO SPC CashBack MasterCard®*
  • 10-15% SPC Card discounts at hundreds of retailers and restaurants across Canada
  • 0.5% CashBack on all card purchases. That's $1 back for every $200 you charge throughout the year
  • 1.5% CashBack on all card purchases at Shell locations in Canada and at National Car Rental and Alamo Rent A Car locations worldwide
  • 19.5% interest rate, 12.9% available for $45/year
  • No annual fee
  • en Français
Typical APR
19.50%*		 Balance Transfer
N/A*		 Balance Transfer Fee
N/A*		 Annual Fee
$0*		 Credit Needed
Good

Aspire Cash™ World MasterCard®
Aspire Cash™ World MasterCard®

Aspire Cash™ World MasterCard®
  • 1.5% cash rewards on all purchases
  • 20% extra cash rewards every year
  • $100 bonus cash reward on your first purchase
  • No limit to the amount of cash you can earn
  • Add an authorized user for $0, and earn even more cash
  • Valuable World MasterCard benefits including Purchase Assurance and Extended Warranty
Typical APR
Prime + 16.8%		 Balance Transfer
Prime + 16.8%		 Balance Transfer Fee
N/A*		 Annual Fee
$120*		 Credit Needed
Good

CIBC Dividend Card®
CIBC Dividend Card®

CIBC Dividend Card®
  • $100,000 Common Carrier Accident Insurance2
  • Purchase Security and Extended Protection* Insurance2
  • AVIS car rental discounts up to 20% at participating locations3
  • Personalized CIBC Convenience Cheques - provided at no additional charge4
Typical APR
19.99%*		 Balance Transfer
N/A*		 Balance Transfer Fee
N/A*		 Annual Fee
No Annual Fee*		 Credit Needed
Good

Cash Gold MasterCard®
Cash Gold MasterCard®

Cash Gold MasterCard®
  • 1% cash rewards on all of your purchases
  • Earn rewards while you build your credit history the smart way
  • Guaranteed access to credit
  • Set up text and e-mail alerts to help you stay on track
  • Security funds not required, unless we contact you
  • Valuable Gold MasterCard benefits including $0 Fraud Liability
  • Exclusive online offer
Typical APR
21.9%*		 Balance Transfer
21.9%*		 Balance Transfer Fee
N/A*		 Annual Fee
$39*		 Credit Needed
No Credit / Limited Credit History*

Scotia Momentum® VISA Infinite Card
Scotia Momentum® VISA Infinite Card

Scotia Momentum® VISA Infinite Card
  • 1.99% introductory interest rate on cash advances and balance transfers for the first six months. Balance transfer fee does not apply to introductory offers.
  • A full 4% cash back on all eligible gas station and grocery store purchases
  • A full 2% cash back on eligible drug store purchases and recurring bill payments
  • A full 1% cash back on all other eligible purchases
  • Plus many exclusive VISA Infinite benefits and privileges.
Typical APR
19.99%*		 Balance Transfer
21.99%*		 Balance Transfer Fee
1%* (N/A on intro offers)		 Annual Fee
$99*		 Credit Needed
Excellent

BMO CashBack MasterCard®*
BMO CashBack MasterCard®*

BMO CashBack MasterCard®*
  • No annual fee
  • 0.5% CashBack on every card purchase
  • 1.5% CashBack at Shell locations in Canada
  • 1.5% CashBack at National Car Rental & Alamo Rent A Car locations worldwide
  • Up to 25% rental discount at National Car Rental & Alamo Rent A Car locations worldwide
  • 19.5% interest rate, 12.9% available for $45/year
  • en Français
Typical APR
19.50%*		 Balance Transfer
N/A*		 Balance Transfer Fee
N/A*		 Annual Fee
$0*		 Credit Needed
Good

BMO Premium CashBack MasterCard®*
BMO Premium CashBack MasterCard®*

BMO Premium CashBack MasterCard®*
  • 1% CashBack on every card purchase
  • 3% CashBack at Shell locations in Canada
  • 3% CashBack at National Car Rental & Alamo Rent A Car locations worldwide
  • Free BMO Roadside Assistance (over $50 value) - includes fuel delivery, battery boost, lockout service, towing and more
  • 19.5% interest rate, 12.9% available for $45/year
  • $49 annual fee
  • en Français
Typical APR
19.50%*		 Balance Transfer
N/A*		 Balance Transfer Fee
N/A*		 Annual Fee
$49*		 Credit Needed
Good