A recent Ipsos Reid poll reports that 74 per cent of Canadians oppose the federal government’s proposal to postpone the start of Old Age Security payments until age 67.
Take a deep breath. That amendment won’t affect seniors already receiving OAS or soon-to-be retirees. Some analysts say the change won’t be implemented for years.
So what’s the big [...]

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Whenever I’m in a store playing golden oldies like “All Shook Up” by Elvis or “Happy Together” by The Turtles, I want to take out my low interest credit card and buy.
If you also like to listen to music while shopping, we’re not alone.
One in-store music study at an American clothing retailer showed that music [...]

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Like most Canadians, I want to maximize my tax refund.
Given that Registered Retirement Savings Plans (RRSPs) are one of Canada’s best tax shelters, I had planned to apply for a $10,000 RRSP loan from my favourite bank.
But a little voice inside my head kept nagging, “Why are you going into debt to build up your [...]

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