Bad Credit / Credit Repair

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• How to beat the 7 deadly credit card sins -- Consumers can insulate themselves from financial disaster by standing up to temptation -- as long as gluttony doesn't get in the way ... (more)
• Expert Q&A: "The Follow-Through Factor" to success -- Author Gene Hayden explains how anyone can push past the most daunting demands, including learning to use credit cards properly or manage debt effectively ... (more)
• 5 'deadly' dangers of credit card arbitrage -- Credit card arbitrage is not for the faint of heart. It’s a high-stakes game that can land you in a heap of debt if you don’t play the game by the rules. ... (more)
• Author Q&A: What to do about “Crushing Debt” -- Chartered accountant and author David Trahair had his own financial crisis 10 years ago. His latest book can help Canadians avoid similar meltdowns ... (more)
• 6 myths about smart credit card use -- There's a lot of information out there about credit cards and how to use them. Yet some well-intentioned advice can actually lead you in the wrong direction ... (more)
• Herbal remedies for 6 credit card blunders -- Are credit card slip-ups making you feel unwell? These herbal therapies just might help you resolve your financial challenges with a clearer head ... (more)
• Editor's choice: Canada's best secured credit cards -- Collateral-based credit cards can help consumers establish or rebuild their credit. Here are some with no annual fees, the lowest APRs and special perks ... (more)
• Expert Q&A: Can humour ease your credit card woes? -- While laughing won’t solve all your money problems, psychotherapist and cartoonist Allan Hirsh explains how humour can help you manage financial stress ... (more)
• Expert Q&A: How to get debt under control -- How can Canadians take control of their finances when governments around the world can't seem to get it right? A certified financial planner shares invaluable advice on how to tackle out-of-control "bad debt." ... (more)
• 6 debt spiral traps that threaten Canadian households -- Many Canadian families unknowingly face debt spirals that accelerate with time. Here are the six root causes driving these devastating debt spirals -- plus practical tips on how to avoid being blindsided by them ... (more)
• How to find government-secured estate cash online -- It's easy to apply for estate cash posted on the Office of the Superintendent of Bankruptcy's website. Here, step-by-step, is what you need to do to claim additional money from an inheritance ... (more)
• Simple strategies for preventing senior bankruptcies -- The profile of the average bankrupt Canadian age 55 or older may surprise you. In fact, he or she may look just like your neighbor, your parent or you. Here's what you need to know to avoid the same fate ... (more)
• How to find a qualified financial planner -- Too many Canadians entrust their money to individuals who misrepresent themselves as qualified financial planners. CreditCards.ca reveals the right questions to ask when searching for a trustworthy adviser ... (more)
• Q&A: How to thrive after a financial crisis -- Patricia White shares her credit counselling expertise with CreditCards.ca and provides a 10-step roadmap for Canadians who want to rebuild their credit ratings and strengthen their debt management skills ... (more)
• 3 scary 'bad credit' options you should avoid -- It's tough out there for consumers with bad credit. But there's hope -- as long as you know how to avoid the traps. CreditCards.ca investigates three of the most frightening financing offers that often trap consumers ... (more)
• 5 tricks fake loan companies use to steal money -- If you're considering a "no credit check" loan, here's a wake-up call for you: Don't do it. CreditCards.ca takes a look at five warning signals for fraudulent loans -- plus a safer option for financially stressed consumers ... (more)
• The top 10 reasons why Canadians go bankrupt -- CreditCards.ca takes a look at the primary causes of Canadian consumer bankruptcies and shares key insights on how to avoid severe financial stress ... (more)
• How to obtain, correct and monitor your free credit reports -- Want to know your credit score, but don't know where to start? CreditCards.ca has the answer, along with key tips on how to protect your credit bureau ratings with free credit reports, update requests and fraud alerts ... (more)
• Can Canada Credit Fix repair your credit score? -- They bill themselves as the nation's number one credit repair agency -- and they flood the Web with viral videos and social media campaigns. But do their services hold up to the hype? CreditCards.ca helps you distinguish the facts from the sales pitches ... (more)
• How to stand up to collection agency bullies -- Missed bill payments are on the rise across Canada and so are complaints against abusive debt collectors. Paid on commission, bill collectors have the right to be persistent. But some can cross the line -- using illegal scare tactics to drum up payments. ... (more)
• Experts to Generation Y: Save with your credit card -- If you're struggling on a limited income, but you want to pay off your debt and save at least something for the future, what should you do? The secret could be in your wallet -- as long as you're smart about you use it ... (more)