Canadians have a long history of creating some of the world's leading inventions. Sir Alexander Graham Bell introduced the telephone in 1876, James Naismith invented basketball in 1891 and Toronto's Norman Breakey devised the paint roller in 1940. More recently, James Gosling developed the JAVA software programming language.
Canadian ingenuity extends to credit card innovations, too. Below are seven of the most intriguing card-related creations from the Canadian Intellectual Property Office's patents database.
1. The forget-me-not credit card alarm
Close your wallet without returning a credit card to its rightful place, and this
remarkable gadget sounds warning alerts.
The benefits: Reduces the risk of forgetting your
credit card at checkout counters and automated teller machines.
Other uses: Besides wallets, this innovative reminder
system also works in purses and briefcases.
2. The home "Find It Pad"
Picture a wall-mounted electronic keypad with nine numbered keys. You assign
specific credit cards to the keypad by attaching a corresponding thin-plastic
sensor to each card. If you lose a card, press the pertinent key on the wall keypad.
This sends an electronic signal to the missing card's sensor, which triggers an
alarm that leads you to the card.
The benefits: Locates cards misplaced around home within
1,000 feet of the electronic keypad.
Other
uses: The thin-plastic sensors can also be attached to valuable
documents and files that you might otherwise lose.
3. Women's boot wallets
The inner and outer linings of this footwear have hidden pockets for carrying
credit cards. Cardholding pockets can be permanent or removable.
The benefits: Replaces women's purses in certain
situations and limits the risk of lost or stolen cards.
Other
uses: Women's boot wallets come with different types of
pockets that can hold keys, cell phones and other valuables.
4. TV commercial frequent rewards system
After
signing up with their credit cards, commercial-watching fans earn credits and
prizes for watching ads on advanced interactive televisions. Advertisers
provide the bulk of revenues for this system, which grants bonus credits when you
buy products and services featured in the commercials.
The benefits: Enables you to shop via television
within the comfort of your home.
Other uses: The frequent rewards system generates
valuable reports on consumer buying preferences.
5.
Eight-in-one personalized credit card
With four separate magnetic strips on each side, this
card replaces up to eight credit, debit and consumer rewards cards. Banking
machines, card readers and similar point-of-sale devices can read each magnetic
strip.
The benefits: Reduces time spent looking for
individual cards, saves space and is convenient.
Other uses: Multiple magnetic strips encourage card
issuers to offer cross-promotions and combined incentives.
6. Built-in signature protection
Most credit card signature panels are made with special clay. Not only do
signatures deteriorate on this clay, criminals patch over the original script
then apply a forged one. This Canadian innovation replaces clay with protective
transparent film over pressure-reactive chemicals. When you first sign your
credit card, coloured-dye is released that makes your signature permanent.
The benefits: Keeps signatures readable and
tamper-proof.
Other uses: Legal documents would also benefit from this
ingenious signature protection.
7. Online game tournaments
The Canadian patent holder for this tournament system of electronic games
envisioned global competitions for an unlimited number of online games, from crosswords
to golf. Players use their credit cards to participate, with associated player
and game handicaps stored online.
The benefits:
Offers
one convenient system for competing in multiple tournaments against
international players.
Other uses: This invention also features global messaging
and advertising.
Not all inventions showcased in this article are destined for success. For example, the eight-in-one personalized credit card uses magnetic strips; most card companies plan to replace strips with embedded chips. But what these patented creations do show is inspired Canadian creativity.
