Search by Type of card

Search by Credit Quality

Search by Bank or Issuer

News & Advice

Information Center

 

CIBC Aerogold® VisaTM Card for Business

Staff Review

Receive a Welcome Bonus of 15,000 Aeroplan® Miles when you use your card for the first time1

Card details

  • Earn 1 Aeroplan Mile for every dollar charged to the card2
  • 1.5 Aeroplan Miles for every dollar you spend at travel establishments3
  • Access to every available seat on Air Canada and Air Canada JazzTM2, including Executive Class®2
  • CIBC guarantees that Aerogold primary cardholders will not lose their Aeroplan Miles due to 12 months inactivity5
  • Earn bonus Aeroplan Miles when you use your card at participating Advantex®3 Benefit establishments6
  • Credit limit up to $50,0007
Typical APR Balance Transfer APR Balance Transfer Fee Annual Fee Credit Needed
As low as 12.99%8 N/A* N/A* $180* Excellent


* Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply Here " button you can review the credit card terms and conditions on the credit card issuer's web site.

1 Welcome bonus cannot be combined with any other offer and applies to new, approved primary cardholders only; it may not apply if you convert your existing CIBC Visa card, or if your existing CIBC Visa card is converted, into this card. Welcome bonus will be awarded after you complete your first card purchase. Offer may be changed or withdrawn at any time.

2 Aeroplan Miles are earned on card purchases less returns, and not on cash advances, regular Aerogold Cheques, fees, interest, Balance Transfers or payments. Aeroplan Miles will be awarded only if your CIBC Aerogold Visa Card for Business account is in good standing on each monthly statement date; otherwise, they are cancelled. Aeroplan Miles are not actual miles, but points toward rewards, including travel. Aeroplan partners, rules and regulations are subject to change without notice.

3
This offer is only available on the CIBC Aerogold Visa Card for Business. 50% more Aeroplan Miles are awarded only on net card purchases at merchants which are classified in the Visa network as service stations/automated gas dispensers, airlines, hotels, car rental agencies, cruise lines, travel agencies/tour operators, tour buses/bus lines, local/suburban commuter passenger transportation, ferries, local water transportation, railways, limousines/cabs and certain other transportation services. Some merchants may sell these products/services, but are classified in another manner, in which case this added benefit would not apply. Any returns or other credits for card purchases at these merchants will be deducted from your Aeroplan Account at the rate of 1.5 Aeroplan Miles for each dollar in returns/credits. Terms, conditions and eligible merchant categories may change without notice.

4 Applies to any available seat in Economy and Executive Class® or Executive First on Air Canada and Air Canada Jazz™ flights. Additional Miles may be required. Aeroplan ClassicPlus Flight rewards are eligible and apply to e-ticket destinations only. See Aeroplan.com for details.

5 Aeroplan rules require at least one accumulation or redemption transaction every 12 months in an Aeroplan account or the Aeroplan Miles will expire. CIBC has ensured that this doesn't happen to the one Aeroplan account which is connected to a CIBC Aerogold Visa, Aerogold Visa Infinite, Aerogold Visa Card for Business or Aero Classic Visa Account and which receives all Aeroplan Miles earned by all Cardholders on that Visa/Visa Infinite Account, provided the Account is in Good Standing. However, Aeroplan Miles will expire unless redeemed within 7 years from when they were earned (or on December 31, 2013, for Miles earned before 2007). See Aeroplan.com for details.

6 CIBC Advantex Benefit applies only if the Card is used for payment at participating establishments. Some restrictions may apply. Please visit aerogold-advantex.com for full terms and conditions. The CIBC Advantex Benefit cannot be combined with other promotional offers and may not be valid with certain discounts or offers. CIBC Advantex Benefit terms, conditions and participating merchants may change without notice. The CIBC Advantex Benefit program is owned and operated by Advantex Marketing International Inc.

7 The amount of your credit limit depends on our assessment of your financial situation.

8 The current annual interest rate for purchases is 10.9%, 13.9% or 16.9% and the current annual interest rate for cash advances, balance transfers and Convenience Cheques is 10.9%, 13.9% or 16.9%, all based on your personal credit bureau and other information at the time your application is processed. On the first day of the period covered by your April 2012 monthly statement, the annual interest rate for purchases will be 12.99%, 15.99% or 18.99% and the annual interest rate for cash advances, balance transfers and Convenience Cheques will be 14.5%,17.5% or 21.5%, all based on your personal credit bureau and other information at the time your application is processed. Interest rates are subject to change.

® Aerogold and Aeroplan are registered trademarks of Aeroplan Canada Inc. CIBC authorized licensee of marks.

TM2
Air Canada Jazz is a trademark of Air Canada.

®2 Executive Class is a registered trademark of Air Canada.

®3
Advantex is a registered trademark of Advantex Marketing International Inc.