Smart Cash MasterCard® credit card
Staff Review
Apply for the Smart Cash MasterCard® credit card by filling out a secure online application.
Card details
- 5% cash back on all of your gas and grocery purchases for the first 6 months††
- 3% cash back on gas and grocery purchases thereafter†
- And, you'll always earn 1% cash back on all of your other qualifying net retail purchases†
- 1.99% introductory annual interest rate† (AIR) on balance transfers*, access cheques and deposits* for the first 10 full months
- Enjoy free online access to your credit card account
- with no annual fee and free additional cards you'll start to see the benefits right away
- Once your cash back totals at least $50 at the end of a monthly billing cycle, we'll automatically mail you a cheque† - it's that simple
| Typical APR |
Balance Transfer APR |
Balance Transfer Fee |
Annual Fee |
Credit Needed |
| 19.99%* |
19.99%* |
1%* |
None* |
Good |
* Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button you can review the credit card terms and conditions on the credit card issuer's web site.
