SmartLineTM Platinum MasterCard
Staff Review
With SmartLine™ Platinum MasterCard from Capital One in your wallet, you will enjoy the benefits of the credit card with a great low rate guaranteed for a period of three years. Cardholders receive the same low interest rate on both balance transfers and purchases for a full three years rather than a standard short introductory period. In addition, you can choose to add reward miles or cash back program by paying an annual fee . Platinum members will also receive multiple shopping benefits and travel benefits. If you happen to encounter a problem, MasterCard provides 24/7 customer service and you are protected with a $0 fraud liability. Reward yourself for having excellent credit and apply today for the SmartLine™ Paltinum MasterCard.
Card details
- No Annual Fee, Annual interest rate for cash advances is 19.8%
- Enjoy our lowest long-term rate of 5.99% on purchases and balance transfers guaranteed for 3 years (as long you pay your bills on time)
- After 3 years your rate will stay low and become a variable rate of Prime +4.99% on purchases and balance transfers
- Save money when you transfer high-interest debt with our no-fee balance transfer service
| Typical APR |
Balance Transfer APR |
Balance Transfer Fee |
Annual Fee |
Credit Needed |
| 5.99% for 3 years* |
5.99% for 3 years* |
N/A* |
$0* |
Excellent |
* Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button you can review the credit card terms and conditions on the credit card issuer's web site.
