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SmartLine™ Platinum MasterCard®

Staff Review

5.99% for 3 years - after that, it becomes Prime + 6.99% on purchases and balance transfers. Annual interest rate for cash advances is 19.8%.

Card details

  • Enjoy a low, long-term rate of 5.99% on purchases and balance transfers, guaranteed for 3 years (as long as you pay your bills on time)
  • After 3 years your rate will stay low and become a variable rate of Prime +6.99% on purchases and balance transfers
  • Annual interest rate for cash advances is 19.8%
  • No annual fee
Typical APR Balance Transfer APR Balance Transfer Fee Annual Fee Credit Needed
5.99% for 3 years 5.99% for 3 years See Application $0* Excellent Credit


* Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button you can review the credit card terms and conditions on the credit card issuer's web site.