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Credit Cards for Excellent Credit

The following credit cards are for people with excellent credit. Compare credit card offers side by side and apply online for the card that is right for you. Apply for the excellent credit card of your choice by completing a secure online application online.

 
     

 

BMO® AIR MILES®† MasterCard®*
BMO® AIR MILES®† MasterCard®*

BMO® AIR MILES®† MasterCard®*
  • Welcome Offer: Get 500 AIR MILES Bonus Miles*
  • 1 AIR MILES reward mile for every $20 that you spend on your credit card*
  • No Annual fee*
  • Receive a discount on car rentals*
  • Extended Warranty*
  • Purchase Protection*
  • BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
  • en Français
Typical APR
19.90%*
Balance Transfer
22.99%
Balance Transfer Fee
$0
Annual Fee
None
Credit Needed
Good

American Express® AIR MILES Platinum Credit Card
American Express® AIR MILES Platinum Credit Card

American Express® AIR MILES Platinum Credit Card
  • New American Express® AIR MILES®* Credit Card Cardmembers, earn a bonus of 2,000 AIR MILES®* Reward Miles when you charge $1,500 in purchases in the first 3 months of Cardmembership.
  • Earn 1 reward mile for every $10 in Card purchases at AIR MILES®* Sponsors
  • Earn 1 reward mile for every $10 in Card purchases at other eligible grocery stores, gas stations, and drugstores in Canada
  • Plus, earn 1 reward mile for every $15 in Card purchases everywhere else
  • Shop at participating AIR MILES Sponsors across Canada with your Card and show your AIR MILES®* Collector Card, and you can earn reward miles twice
  • More than 1000 rewards to choose from! Redeem for a wide range of rewards - everything from movie tickets to electronics, travel and more
  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply.
Typical APR
19.99% on purchases and 21.99% on funds advances
Balance Transfer
N/A*
Balance Transfer Fee
N/A*
Annual Fee
$65
Credit Needed
Excellent

Scotiabank®* Gold American Express® Card
Scotiabank®* Gold American Express® Card

Scotiabank®* Gold American Express® Card
  • 20,000 Scotia Rewards bonus points,with $500 in net purchases in first three months - worth $200 in travel. PLUS annual fee waived for the first year
  • Receive discounts and other special offers on hotels, airfare, car rentals, cruises and vacation packages.
  • Complimentary Concierge Services
  • Low price airfare alerts
  • Access to Priority Pass Lounges worldwide
  • Receive up to 25% off qualifying car rentals
  • Travel emergency medical coverage is automatically provided for eligible persons for up to 25 consecutive days
  • Redeem points for merchandise and other rewards
Typical APR
19.99%*
Balance Transfer
22.99%*
Balance Transfer Fee
1%* (N/A on intro offers)
Annual Fee
$99*
Credit Needed
Good

BMO® CashBack® MasterCard®*
BMO® CashBack® MasterCard®*

BMO® CashBack® MasterCard®*
  • Welcome Offer: Get 4% cash back on every purchase (up to $125 cash back) in your first 4 months*.
  • Get 1% CashBack on ALL card purchases* without restrictions!*
  • No Annual fee*
  • Receive a discount on car rentals*
  • Extended Warranty*
  • Purchase Protection*
  • BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
  • en Français
Typical APR
19.99%*
Balance Transfer
22.99%
Balance Transfer Fee
N/A*
Annual Fee
None
Credit Needed
Good

Scotiabank®* American Express® Card
Scotiabank®* American Express® Card

Scotiabank®* American Express® Card
  • 5,000 Scotia Rewards bonus points with first purchase within first two months- worth $50 in travel for accounts opened by May 31, 2016
  • Use your points to purchase travel online or over the phone through our full-service travel agency. Or book your own travel using your card and go online to redeem points for the purchase.
  • Receive discounts and other special offers on hotels, airfare, car rentals, cruises and vacation packages.
  • Receive up to 25% off qualifying car rentals
  • Travel emergency medical coverage is automatically provided for eligible persons for up to 8 consecutive days
  • Redeem points for merchandise and other rewards
Typical APR
19.99%*
Balance Transfer
22.99%*
Balance Transfer Fee
1%* (N/A on intro offers)
Annual Fee
$35*
Credit Needed
Good

American Express AeroplanPlus Platinum Card
American Express AeroplanPlus Platinum Card

American Express AeroplanPlus Platinum Card
  • Earn 50,000 Bonus Aeroplan®* Miles after you spend $3,000 in your first three months of Card membership. Offer ends on March 29th, 2017.
  • Earn 1.25 miles for every dollar in purchases you charge to the Card, up to $25,000. Accelerate your earn rate to 1.5 miles for every dollar in purchases over $25,000 annually
  • Enjoy a 2-for-1 short-haul flight reward when you redeem 15,000 Aeroplan Miles, with the Partner Ticket benefit
  • Breeze through airports lines with Air Canada Priority Check-in
  • Avoid the line-ups at security by accessing the Pearson Priority Security Lane located at the departure level of Terminal at Toronto Pearson International Airport during peak airport operating hours
  • Get spoiled with access to the Fairmont President's Platinum Club membership by enrolling and staying any 5 nights in the same year - enjoy one free night, room upgrades, $100 USD in Fairmont dining certificates and more
  • Relax in over 700 lounges worldwide, including Air Canada Maple Leaf™* Lounge access in airports across Canada, in London and in Paris, and around the globe with Complimentary Priority Pass Membership
  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply
Typical APR
30%*
Balance Transfer
N/A*
Balance Transfer Fee
N/A*
Annual Fee
$499*
Credit Needed
Excellent

TD® Aeroplan® Visa Infinite Privilege*
TD® Aeroplan® Visa Infinite Privilege*

TD® Aeroplan® Visa Infinite Privilege*
  • Receive a Welcome Bonus of 25,000 Aeroplan Miles following your first Purchase with your Card
  • Earn 1.5 miles for every $1 you charge to your Card at gas stations, grocery and drug stores, and on eligible Air Canada purchases
  • Earn 1.25 miles for every $1 you spend on all other Purchases on your Card.
  • Earn miles twice when you pay with your TD Aeroplan Visa Infinite PrivilegeCard and present your Aeroplan Membership Card at over 150 Aeroplan partner brands and at 100 online retailers through Aeropla's eStore
  • Your Aeroplan miles will not expire as long as you are a TD Visa Infinite Privilege Cardholder
Typical APR
Purchases APR: 19.99%*
Balance Transfer
N/A*
Balance Transfer Fee
19.9
Annual Fee
$399
Credit Needed
Excellent

The American Express® AIR MILES Credit Card
The American Express® AIR MILES Credit Card

The American Express® AIR MILES Credit Card
  • New American Express® AIR MILES®* Credit Card Cardmembers, earn a Welcome Bonus of 500 AIR MILES** Reward Miles when you charge $500 in purchases to your Card within your first three months of Cardmembership
  • Earn 1 reward mile for every $15 in Card purchases at AIR MILES®* Sponsors
  • Earn 1 reward mile for every $20 in Card purchases you charge to the Card everywhere else
  • Shop at participating AIR MILES Sponsors across Canada with your Card and show your AIR MILES®* Collector Card, and you can earn reward miles twice
  • Redeem for a wide range of rewards - everything from electronics to travel and more
  • Have the flexibility to pay your balance off in full or over time
  • Enjoy a special 1.99% rate on transferred balances in the first 6 months when transferring your other card balances to this AMEX card at time of online application. There is no balance transfer fee at time of application
  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions Apply.
Typical APR
19.99% purchases
Balance Transfer
1.99%
Balance Transfer Fee
$0
Annual Fee
No annual fee
Credit Needed
Excellent

BMO® CashBack® World Elite®* MasterCard®*
BMO® CashBack® World Elite®* MasterCard®*

BMO® CashBack® World Elite®* MasterCard®*
  • Welcome Offer: Get 4% cash back on every purchase (up to $250 cash back) in your first 4 months.*
  • Earn 1.75% CashBack on all card purchases* without restrictions*!
  • Complimentary Roadside Assistance Program*
  • BMO CashBack World Elite Travel and Medical Protection*
  • Extended Warranty Plus*
  • Purchase Protection Plus*
  • BMO Concierge Service* and Free additional cards
  • BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
Typical APR
19.99%*
Balance Transfer
22.99%
Balance Transfer Fee
3%
Annual Fee
$120
Credit Needed
Excellent

Ultramar MasterCard® Corporate Card
Ultramar MasterCard® Corporate Card

Ultramar MasterCard® Corporate Card
  • Accepted at nearly 800 Ultramar locations and anywhere MasterCard® cards are accepted in Canada and the U.S.
  • Save up to 4¢ on every litre when you fill up at Ultramar locations
  • Reduce paperwork and wasted time collecting receipts and reconciling expense reports
  • Deactivate lost cards, set purchase controls and customize your card prompts
  • Get purchase and transaction information and detailed reporting
Typical APR
N/A
Balance Transfer
N/A*
Balance Transfer Fee
N/A*
Annual Fee
$0 Annual Fee
Credit Needed
Fair

     

     
 
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