Search by Type of card

Search by Credit Quality

Search by Bank or Issuer

News & Advice

Information Center

 

Credit Cards for Excellent Credit

The following credit cards are for people with excellent credit. Compare credit card offers side by side and apply online for the card that is right for you. Apply for the excellent credit card of your choice by completing a secure online application online.

 
     

 

Platinum Plus® MasterCard® credit card - 0% for 12
Platinum Plus® MasterCard® credit card - 0% for 12

Platinum Plus® MasterCard® credit card - 0% for 12
  • Simplify your finances while enjoying platinum services.
  • 0% promotional annual interest rate† (AIR) on balance transfers✪ for the first 12 full months
  • Access to 24/7 customer service
  • Around-the-clock-fraud protection
  • Immediate cash access at over 1 million ATMS worldwide
  • No annual fee
Typical APR
See Terms
Balance Transfer
See Terms
Balance Transfer Fee
1% of amount advanced (minimum fee $7.50)
Annual Fee
None
Credit Needed
Good

BMO® Preferred Rate MasterCard®*
BMO®  Preferred Rate MasterCard®*

BMO®  Preferred Rate MasterCard®*
  • Enjoy our lowest no-fee interest rate of 11.9+% on purchases and cash advances*
  • Free extended warranty and purchase protection*
  • Zero Dollar Liability: protects you from unauthorized use of your credit card*
  • Worldwide acceptance at over 30 million locations
  • BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
  • *Terms and conditions apply
  • en Français
Typical APR
11.90%*
Balance Transfer
11.9%
Balance Transfer Fee
$0
Annual Fee
$20
Credit Needed
Good

Capital One® Aspire Travel™ World Elite MasterCard®
Capital One® Aspire Travel™ World Elite MasterCard®

Capital One® Aspire Travel™ World Elite MasterCard®
  • Earn more reward miles — on everything you buy!
  • Earn 2 reward miles for every $1 — on all purchases
  • Get 40,000 bonus reward miles when you spend $1,000 on net purchases in the first 3 months after account opening — a value of $400 in travel
  • Redeem for travel, cash, and gift cards
  • World Elite MasterCard Travel benefits, including Travel Emergency Medical Insurance and Trip Cancellation Insurance
  • Add an authorized user for $0
Typical APR
19.8%
Balance Transfer
19.8%
Balance Transfer Fee
See application
Annual Fee
$150*
Credit Needed
Excellent Credit

The Starwood Preferred Guest Credit Card from American Express
The Starwood Preferred Guest Credit Card from American Express

The Starwood Preferred Guest Credit Card from American Express
  • New Starwood Preferred Guest Credit Card from American Express Cardmembers, earn 25,000 bonus Starpoints after you charge $1,500 in purchases to your Card in your first three months of Cardmembership.
  • You can earn 2 Starpoints for every dollar of eiligible purchases charged to the Card at participating SPG and Marriot Rewards hotels from November 15, 2016 through November 15, 2017.
  • Enjoy a Free Weekend Night Award when you reach $40,000 in purchases each year
  • Experience Starwood Gold Preferred Guest status when you reach $30,000 in purchases each year
  • Redeem Starpoints for Free Nights with no blackout dates at over 1,200 of the world's most desired hotels in nearly 100 countries
  • Use Starpoints for flights on over 150 airlines with no blackout dates with SPG Flights.
  • Add a Supplementary Card and the first year's annual fee is on us. That's a value of $50.
  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply.
Typical APR
19.99% purchases
Balance Transfer
N/A*
Balance Transfer Fee
N/A
Annual Fee
$120 (Supplementary Cards: $50 annual fee, waived for the first year)
Credit Needed
Excellent

Scotia Momentum® VISA Infinite Card
Scotia Momentum® VISA Infinite Card

Scotia Momentum® VISA Infinite Card
  • 4% on eligible gas station and grocery store purchases
  • 2% on drug store purchases and recurring bills
  • 1% cash back on all other eligible purchases
  • VISA Infinite Complimentary Concierge Service — available 24/7
  • Access to VISA Infinite Luxury Hotel Collection
  • VISA Infinite Dining Series— Unique dining experiences in some of Canada's top restaurants
  • Special access to unique offers and experiences
  • Rental car collision insurance
Typical APR
19.99%*
Balance Transfer
22.99%*
Balance Transfer Fee
1%* (N/A on intro offers)
Annual Fee
$99
Credit Needed
Excellent

The Platinum Card
The Platinum Card

The Platinum Card
  • New Platinum Card Cardmembers, earn 50,000 Bonus Membership Rewards® points by spending $3,000 in purchases in the first three months of Cardmembership.
  • Platinum members are automatically enrolled in the Membership Rewards First™ Tier and earn 1.25 points for every dollar in purchases charged to the Card
  • The Platinum Card gives you access to exceptional lounge benefits such as the Canadian Platinum Lounge Benefit, Airport Club Program and other Business Class lounges.
  • You will also have access to elevated status with many Hotel & Car Rental loyalty programs, and a $200 Annual Travel Credit for Travel Bookings through Platinum Card Travel Service
  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link
  • *As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full.
  • Conditions apply
Typical APR
30%*
Balance Transfer
N/A*
Balance Transfer Fee
N/A*
Annual Fee
$699 Annual Fee*
Credit Needed
Excellent

Blue Sky Credit Card
Blue Sky Credit Card

Blue Sky Credit Card
  • New Blue Sky Credit Card Cardmembers, earn 10,000 Blue Sky Points after you charge $500 in purchases to your Card in your first three months of Cardmembership.
  • Earn 1.25 Blue Sky Points for every $1 in purchases charged to the Card
  • You can start redeeming with as little as 10,000 points towards any travel purchase charged to your Card
  • Enjoy the convenience of no blackout dates, no advance purchase requirements, no seat restrictions and no travel restrictions.
  • $100,000 Travel Accident Insurance
  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link.
  • Conditions Apply.
Typical APR
19.99% purchases
Balance Transfer
N/A*
Balance Transfer Fee
N/A*
Annual Fee
$0
Credit Needed
Excellent

BMO® World Elite™ MasterCard®*
BMO® World Elite™ MasterCard®*

BMO® World Elite™ MasterCard®*
  • Get 20,000 welcome bonus points* worth $200 in travel rewards.
  • Points you can use to cover all flight charges & taxes*
  • Fly on any airline, with no blackout dates*
  • Earn 2 BMO Reward points for every $1 you send on the card - that's 2% back on travel!*
  • Best-in-class travel and medical insurance (unlimited trips per year)*
  • VIP airport lounge access (over $200 US/year value)*
  • BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
  • en Français
Typical APR
19.99%*
Balance Transfer
22.99%
Balance Transfer Fee
$0
Annual Fee
$150
Credit Needed
Excellent

BMO® CashBack® World Elite®* MasterCard®*
BMO® CashBack® World Elite®* MasterCard®*

BMO® CashBack® World Elite®* MasterCard®*
  • Welcome Offer: Get 4% cash back on every purchase (up to $250 cash back) in your first 4 months.*
  • Earn 1.75% CashBack on all card purchases* without restrictions*!
  • Complimentary Roadside Assistance Program*
  • BMO CashBack World Elite Travel and Medical Protection*
  • Extended Warranty Plus*
  • Purchase Protection Plus*
  • BMO Concierge Service* and Free additional cards
  • BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
Typical APR
19.99%*
Balance Transfer
22.99%
Balance Transfer Fee
3%
Annual Fee
$120
Credit Needed
Excellent

Scotiabank® GM®* VISA* Infinite Card 
Scotiabank® GM®* VISA* Infinite Card 

Scotiabank® GM®* VISA* Infinite Card 
  • Earn 5% in GM Earnings on the first $10,000 spent annually, and 2% thereafter
  • $1 in GM Earning = $1 off the purchase price or lease of a new Chevrolet, Buick, GMC, or Cadillac
  • Earnings do not expire
  • No earning or redemption caps
  • Enjoy the same great rewards in 5 unique designs
  • Travel with peace of mind with VISA Infinite benefits, including Travel Medical Insurance, Rental Car Insurance, Trip Interruption Insurance, and more
  • Purchase Security and Extended Warranty
Typical APR
19.99%
Balance Transfer
Yes*
Balance Transfer Fee
$3.50
Annual Fee
$79
Credit Needed
Good

     

     
 
Page 1 Page 2 Page 3