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Credit Cards for Excellent Credit

The following credit cards are for people with excellent credit. Compare credit card offers side by side and apply online for the card that is right for you. Apply for the excellent credit card of your choice by completing a secure online application online.

 
     

 

American Express® AIR MILES Platinum Credit Card
American Express® AIR MILES Platinum Credit Card

American Express® AIR MILES Platinum Credit Card
  • New American Express® AIR MILES®* Credit Card Cardmembers, earn a bonus of 2,000 AIR MILES®* Reward Miles when you charge $1,500 in purchases in the first 3 months of Cardmembership.
  • Earn 1 reward mile for every $10 in Card purchases at AIR MILES®* Sponsors
  • Earn 1 reward mile for every $10 in Card purchases at other eligible grocery stores, gas stations, and drugstores in Canada
  • Plus, earn 1 reward mile for every $15 in Card purchases everywhere else
  • Shop at participating AIR MILES Sponsors across Canada with your Card and show your AIR MILES®* Collector Card, and you can earn reward miles twice
  • More than 1000 rewards to choose from! Redeem for a wide range of rewards - everything from movie tickets to electronics, travel and more
  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply.
Typical APR
19.99% on purchases and 21.99% on funds advances
Balance Transfer
N/A*
Balance Transfer Fee
N/A*
Annual Fee
$65
Credit Needed
Excellent

BMO® AIR MILES®† MasterCard®*
BMO® AIR MILES®† MasterCard®*

BMO® AIR MILES®† MasterCard®*
  • Welcome Offer: Get 500 AIR MILES Bonus Miles*
  • Then get 3X the Miles for the first 6 Months!*
  • Double dip at AIR MILES sponsored locations*
  • No Annual fee*
  • Receive a discount on car rentals*
  • Extended Warranty* and Purchase Protection*
  • BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
  • en Français
Typical APR
19.99%*
Balance Transfer
22.99%
Balance Transfer Fee
$0
Annual Fee
None
Credit Needed
Good

BMO® CashBack® MasterCard®*
BMO® CashBack® MasterCard®*

BMO® CashBack® MasterCard®*
  • Welcome Offer: Get 4% cash back on every purchase (up to $125 cash back) in your first 4 months*.
  • Get 1% CashBack on ALL card purchases* without restrictions!*
  • No Annual fee*
  • Receive a discount on car rentals*
  • Extended Warranty*
  • Purchase Protection*
  • BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
  • en Français
Typical APR
19.99%*
Balance Transfer
22.99%
Balance Transfer Fee
N/A*
Annual Fee
None
Credit Needed
Good

The American Express® AIR MILES Credit Card
The American Express® AIR MILES Credit Card

The American Express® AIR MILES Credit Card
  • New American Express® AIR MILES®* Credit Card Cardmembers, earn a Welcome Bonus of 500 AIR MILES** Reward Miles when you charge $500 in purchases to your Card within your first three months of Cardmembership
  • Earn 1 reward mile for every $15 in Card purchases at AIR MILES®* Sponsors
  • Earn 1 reward mile for every $20 in Card purchases you charge to the Card everywhere else
  • Shop at participating AIR MILES Sponsors across Canada with your Card and show your AIR MILES®* Collector Card, and you can earn reward miles twice
  • Redeem for a wide range of rewards - everything from electronics to travel and more
  • Have the flexibility to pay your balance off in full or over time
  • Enjoy a special 1.99% rate on transferred balances in the first 6 months when transferring your other card balances to this AMEX card at time of online application. There is no balance transfer fee at time of application
  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions Apply.
Typical APR
19.99% purchases
Balance Transfer
1.99%
Balance Transfer Fee
$0
Annual Fee
No annual fee
Credit Needed
Excellent

BMO® Preferred Rate MasterCard®*
BMO®  Preferred Rate MasterCard®*

BMO®  Preferred Rate MasterCard®*
  • Enjoy our lowest no-fee interest rate of 11.9+% on purchases and cash advances*
  • Free extended warranty and purchase protection*
  • Zero Dollar Liability: protects you from unauthorized use of your credit card*
  • Worldwide acceptance at over 30 million locations
  • BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
  • *Terms and conditions apply
  • en Français
Typical APR
11.90%*
Balance Transfer
11.9%
Balance Transfer Fee
$0
Annual Fee
$20
Credit Needed
Good

Platinum Plus® MasterCard® credit card - 0% for 12
Platinum Plus® MasterCard® credit card - 0% for 12

Platinum Plus® MasterCard® credit card - 0% for 12
  • Simplify your finances while enjoying platinum services.
  • 0% promotional annual interest rate† (AIR) on balance transfers✪ for the first 12 full months
  • Access to 24/7 customer service
  • Around-the-clock-fraud protection
  • Immediate cash access at over 1 million ATMS worldwide
  • No annual fee
Typical APR
See Terms
Balance Transfer
See Terms
Balance Transfer Fee
1% of amount advanced (minimum fee $7.50)
Annual Fee
None
Credit Needed
Good

Scotiabank®* American Express® Card
Scotiabank®* American Express® Card

Scotiabank®* American Express® Card
  • Pay no $39 annual fee for the first year. For accounts opened by July 31, 2017.
  • Use your points to purchase travel online or over the phone through our full-service travel agency. Or book your own travel using your card and go online to redeem points for the purchase.
  • Receive discounts and other special offers on hotels, airfare, car rentals, cruises and vacation packages.
  • Receive up to 25% off qualifying car rentals
  • Travel emergency medical coverage is automatically provided for eligible persons for up to 8 consecutive days
  • Redeem points for merchandise and other rewards
Typical APR
19.99%*
Balance Transfer
22.99%*
Balance Transfer Fee
1%* (N/A on intro offers)
Annual Fee
$39*
Credit Needed
Good

Scotiabank® GM®* VISA* Infinite Card 
Scotiabank® GM®* VISA* Infinite Card 

Scotiabank® GM®* VISA* Infinite Card 
  • Earn 5% in GM Earnings on the first $10,000 spent annually, and 2% thereafter
  • $1 in GM Earning = $1 off the purchase price or lease of a new Chevrolet, Buick, GMC, or Cadillac
  • Earnings do not expire
  • No earning or redemption caps
  • Enjoy the same great rewards in 5 unique designs
  • Travel with peace of mind with VISA Infinite benefits, including Travel Medical Insurance, Rental Car Insurance, Trip Interruption Insurance, and more
  • Purchase Security and Extended Warranty
Typical APR
19.99%
Balance Transfer
Yes*
Balance Transfer Fee
$3.50
Annual Fee
$79
Credit Needed
Good

Scotiabank®* Gold American Express® Card
Scotiabank®* Gold American Express® Card

Scotiabank®* Gold American Express® Card
  • Earn 30,000 Scotia Rewards bonus points, worth $300 in travel, with $750 in everyday purchases within the first three months. Plus, $99 first year annual fee waiver. For accounts opened by July 31, 2017
  • Receive discounts and other special offers on hotels, airfare, car rentals, cruises and vacation packages.
  • Complimentary Concierge Services
  • Low price airfare alerts
  • Access to Priority Pass Lounges worldwide
  • Receive up to 25% off qualifying car rentals
  • Travel emergency medical coverage is automatically provided for eligible persons for up to 25 consecutive days
  • Redeem points for merchandise and other rewards
Typical APR
19.99%*
Balance Transfer
22.99%*
Balance Transfer Fee
1%* (N/A on intro offers)
Annual Fee
$99*
Credit Needed
Good

BMO® CashBack® World Elite®* MasterCard®*
BMO® CashBack® World Elite®* MasterCard®*

BMO® CashBack® World Elite®* MasterCard®*
  • Welcome Offer: Get 4% cash back on every purchase (up to $250 cash back) in your first 4 months.*
  • Earn 1.75% CashBack on all card purchases* without restrictions*!
  • Complimentary Roadside Assistance Program*
  • BMO CashBack World Elite Travel and Medical Protection*
  • Extended Warranty Plus*
  • Purchase Protection Plus*
  • BMO Concierge Service* and Free additional cards
  • BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
Typical APR
19.99%*
Balance Transfer
22.99%
Balance Transfer Fee
3%
Annual Fee
$120
Credit Needed
Excellent

     

     
 
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