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Credit Cards for Fair Credit

The credit cards listed below are for people with fair credit. Compare credit card offers side by side and apply online for the card that is right for you. Apply for the fair credit credit card of your choice by completing a secure online application online.

 
     

 

Capital One® Guaranteed MasterCard®
Capital One® Guaranteed MasterCard®

Capital One® Guaranteed MasterCard®
  • May help you strengthen your credit history
  • 24/7 customer service online or by phone
  • Security funds may be required
  • Valuable MasterCard benefits, including Zero Liability
  • Add an authorized user for $0
Typical APR
19.8%
Balance Transfer
19.8%
Balance Transfer Fee
See Application
Annual Fee
$59
Credit Needed
Credit Needs Improvement

Capital One® Low Rate Guaranteed MasterCard®
Capital One® Low Rate Guaranteed MasterCard®

Capital One® Low Rate Guaranteed MasterCard®
  • Low annual interest rate of 14.9% on purchases and balance transfers
  • Annual interest rate for cash advances is 19.8%
  • May help you strengthen your credit history
  • Security funds may be required
  • Annual fee of $79
  • Valuable MasterCard benefits, including Zero Liability
  • Add an authorized user for $0
Typical APR
14.9%
Balance Transfer
14.9%
Balance Transfer Fee
See Application
Annual Fee
$79
Credit Needed
Credit Needs Improvement

Affirm MasterCard®
Affirm MasterCard®

Affirm MasterCard®
  • True credit - no security deposit required
  • Credit limit up to $3,000
  • Use it anywhere MasterCard® cards are accepted
  • Fixed interest rate - 29.99% for homeowners and 34.99% for non-homeowners
  • Reports to credit bureaus every month
Typical APR
29.99%
Balance Transfer
N/A*
Balance Transfer Fee
0
Annual Fee
$84.00 ($7.00/month)*
Credit Needed
See website for Details*