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Credit Cards for Fair Credit

The credit cards listed below are for people with fair credit. Compare credit card offers side by side and apply online for the card that is right for you. Apply for the fair credit credit card of your choice by completing a secure online application online.

 
     

 

Capital One® Guaranteed MasterCard®
Capital One® Guaranteed MasterCard®

Capital One® Guaranteed MasterCard®
  • May help you strengthen your credit history
  • 24/7 customer service online or by phone
  • If you're approved for a Secured card, security funds will be required
Typical APR
19.8%
Balance Transfer
19.8%
Balance Transfer Fee
See Application
Annual Fee
$59
Credit Needed
Building Credit

Capital One® Low Rate Guaranteed MasterCard®
Capital One® Low Rate Guaranteed MasterCard®

Capital One® Low Rate Guaranteed MasterCard®
  • Annual interest rate for cash advances is 19.8%
  • Low annual interest rate of 14.9% on purchases and balance transfers
  • May help you strengthen your credit history
  • If you're approved for a Secured card, security funds will be required
  • Annual fee of $79
Typical APR
14.9%
Balance Transfer
14.9%
Balance Transfer Fee
See Application
Annual Fee
$79
Credit Needed
Building Credit

Chevron® Business Card
Chevron® Business Card

Chevron® Business Card
  • Accepted at Chevron® stations for quality gasoline with Techron®, and convenience store items
  • Monthly statements can track vehicle or driver's purchases
  • Access account online 24 hours a day, 365 days a year
  • Help lower your administrative costs, simplify budgeting and increase security
  • Applicants must meet our credit criteria to be approved
Typical APR
N/A*
Balance Transfer
N/A*
Balance Transfer Fee
N/A*
Annual Fee
$0 Annual Fee
Credit Needed
Fair

RBC Rewards+ Visa Card
RBC Rewards+<sup>™</sup> Visa<sup>‡</sup> Card

RBC Rewards+<sup>™</sup> Visa<sup>‡</sup> Card
  • Get 2,500 welcome points* on approval and a 1.9% intro rate for 10 months∆ on balance transfers and cash advances. The credit card that gives you a choice of rewards!
  • Earn 1 RBC Rewards® point for every $1 spent on gas, grocery and drug store purchases
  • Earn 1 RBC Rewards point for every $2 spent on all other purchases
  • Get up to 3,500 bonus RBC Rewards points for going digital±
  • Only RBC Rewards+ TM Visa cardholders can get the most popular $25 gift cards at an exclusive redemption rate**
Typical APR
19.99%*
Balance Transfer
Yes*
Balance Transfer Fee
$3.50
Annual Fee
$0*
Credit Needed
Average

Universal Platinum Canada MasterCard®
Universal Platinum Canada MasterCard®

Universal Platinum Canada MasterCard®
  • Fuel up anywhere MasterCard is accepted nationwide- more than 16,000 fueling locations
  • Save 2 cents per litre for the first three months
  • Save 3 cents per litre at Esso retail locations during 2016
  • Use cards for maintenance purchases at 50,000 locations
  • Establish controls to restrict what, where and when drivers can purchase
  • Create custom spend limits for each card
Typical APR
N/A*
Balance Transfer
N/A*
Balance Transfer Fee
N/A*
Annual Fee
$0 Annual Fee
Credit Needed
Excellent

HuskyPRO Universal
HuskyPRO Universal

HuskyPRO Universal
  • Cards can be used at over 500 Husky fueling locations and anywhere MasterCard® cards are accepted in Canada and the U.S.
  • Customize controls to prevent unauthorized use and allow purchases at fueling locations or only at the pump
  • Set dollar limits per day, per transaction, or per billing cycle
  • Access detailed reporting anytime online, including real-time transaction data and purchase history
  • Activate and deactivate cards online
Typical APR
N/A
Balance Transfer
N/A*
Balance Transfer Fee
N/A*
Annual Fee
$0 Annual Fee
Credit Needed
Fair

Ultramar MasterCard® Corporate Card
Ultramar MasterCard® Corporate Card

Ultramar MasterCard® Corporate Card
  • Accepted at nearly 800 Ultramar locations and anywhere MasterCard® cards are accepted in Canada and the U.S.
  • Save up to 4¢ on every litre when you fill up at Ultramar locations
  • Reduce paperwork and wasted time collecting receipts and reconciling expense reports
  • Deactivate lost cards, set purchase controls and customize your card prompts
  • Get purchase and transaction information and detailed reporting
Typical APR
N/A
Balance Transfer
N/A*
Balance Transfer Fee
N/A*
Annual Fee
$0 Annual Fee
Credit Needed
Fair