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Instant Approval Credit Cards

Instant approval credit card offers generally give you a credit decision within seconds of applying online for the credit card. In most cases, instant approval credit cards require you to have good to excellent credit. Although issuers strive to provide instant approval whenever possible, in some cases, additional time may be needed to determine if your application is approved.

 
     

 

Platinum Plus® MasterCard® credit card - 0 for 12
Platinum Plus® MasterCard® credit card - 0 for 12

Platinum Plus® MasterCard® credit card - 0 for 12
  • 0% annual interest rate† (AIR) on balance transfers* and deposits* for the first 12 full months
  • Around-the-clock fraud protection
  • Online access to your credit card account
  • Unparalleled 24-hour customer service
  • International acceptance at millions of locations
  • No annual fee
  • Enhanced security and protection with Chip & PIN technology and PayPass
Typical APR
See Terms
Balance Transfer
See Terms
Balance Transfer Fee
1% of amount advanced (minimum fee $7.50)
Annual Fee
None
Credit Needed
Good

Guaranteed Secured MasterCard®
Guaranteed Secured MasterCard®

Guaranteed Secured MasterCard®
  • Guaranteed access to credit
  • May help you establish or re-establish your credit history
  • Security funds required
Typical APR
19.8%
Balance Transfer
19.8%
Balance Transfer Fee
See Application
Annual Fee
$59*
Credit Needed
Establish Credit

Guaranteed MasterCard®
Guaranteed MasterCard®

Guaranteed MasterCard®
  • May help you strengthen your credit history
  • 24/7 customer service online or by phone
  • Security funds may be required
Typical APR
19.8%
Balance Transfer
19.8%
Balance Transfer Fee
See Application
Annual Fee
$59*
Credit Needed
Credit Needs Improvement

Low Rate Guaranteed MasterCard®
Low Rate Guaranteed MasterCard®

Low Rate Guaranteed MasterCard®
  • Low rate on purchases and balance transfers
  • May help you strengthen your credit history
  • Security funds may be required
  • Annual interest rate for cash advances is 19.8%
Typical APR
14.9%
Balance Transfer
14.9%
Balance Transfer Fee
See Application
Annual Fee
$79*
Credit Needed
Credit Needs Improvement