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Instant Approval Credit Cards

Instant approval credit card offers generally give you a credit decision within seconds of applying online for the credit card. In most cases, instant approval credit cards require you to have good to excellent credit. Although issuers strive to provide instant approval whenever possible, in some cases, additional time may be needed to determine if your application is approved.

Platinum Plus® MasterCard® credit card - 0% for 10 months

Platinum Plus® MasterCard® credit card - 0% for 10 months

0% introductory annual interest rate† on balance transfers* and cheque cash advances for 10 months
No Annual Fee
17.99% Annual Interest Rate on Purchases and 19.99% Annual Interest Rate on Cash Advances
Around-the-clock fraud protection
Online access to your credit card account
Unparalleled 24-hour Customer service
International acceptance at millions of locations

Typical APR
17.99%*

Balance Transfer
0% for 10 months†

Balance Transfer Fee
1%*

Annual Fee
$0*

Credit Needed
Good

Low Rate Guaranteed Secured MasterCard®

Low Rate Guaranteed Secured MasterCard®

Guaranteed Approval
Low rate on purchases and balance transfers
May help you establish or re-establish your credit history

Typical APR
14.9%*

Balance Transfer
14.9%*

Balance Transfer Fee
N/A*

Annual Fee
$69*

Credit Needed
No Credit / Limited Credit History*

Guaranteed Secured MasterCard®

Guaranteed Secured MasterCard®

Guaranteed Approval
May help you establish or re-establish your credit history
$0 fraud liability for unauthorized use

Typical APR
19.8%*

Balance Transfer
19.8%*

Balance Transfer Fee
N/A*

Annual Fee
$59*

Credit Needed
No Credit / Limited Credit History*

Low Rate Guaranteed MasterCard®

Low Rate Guaranteed MasterCard®

Low rate on purchases and balance transfers
May help you strengthen your credit history
$0 fraud liability for unauthorized use
Security funds not required, unless we contact you

Typical APR
14.9%*

Balance Transfer
14.9%*

Balance Transfer Fee
N/A*

Annual Fee
$79*

Credit Needed
Average Credit*

Guaranteed MasterCard®

Guaranteed MasterCard®

May help you strengthen your credit history
24/7 customer service online or by phone
$0 fraud liability for unauthorized use
Security funds not required, unless we contact you

Typical APR
19.8%*

Balance Transfer
19.8%*

Balance Transfer Fee
N/A*

Annual Fee
$59*

Credit Needed
Bad