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Scotiabank Credit Cards

Your card, your choice. Whatever your needs, Scotiabank has a VISA* card to suit your lifestyle. Whether it's travel, cash back, merchandise, entertainment rewards or low interest rate -- we have the card for you.

Scotiabank is one of North America's premier financial institutions, and Canada's most international bank. Scotiabank Group and its affiliates offer a diverse range of products and services, including personal, commercial, corporate and investment banking to customers in some 50 countries around the world.

 
     

 

Scotia Momentum® VISA Card
Scotia Momentum® VISA Card

Scotia Momentum® VISA Card
  • 2% on eligible gas station, grocery store and drug store purchases and recurring bills.
  • 1% cash back on all other eligible purchases.
  • Purchase security and extended warranty protection.
  • 20% AVIS rental card discount.
Typical APR
19.99%*
Balance Transfer
22.99
Balance Transfer Fee
1%* (N/A on intro offers)
Annual Fee
$39*
Credit Needed
Good

Scotia Momentum® No-Fee VISA Card
Scotia Momentum® No-Fee VISA Card

Scotia Momentum® No-Fee VISA Card
  • 1% on eligible gas station, grocery store and drug store purchases and recurring bills
  • 0.5% cash back on all other eligible purchases
  • 20% AVIS rental card discount
Typical APR
19.99%*
Balance Transfer
22.99%*
Balance Transfer Fee
1%* (N/A on intro offers)
Annual Fee
$0*
Credit Needed
Good

Scotia Momentum® VISA Infinite Card
Scotia Momentum® VISA Infinite Card

Scotia Momentum® VISA Infinite Card
  • 4% on eligible gas station and grocery store purchases
  • 2% on drug store purchases and recurring bills
  • 1% cash back on all other eligible purchases
  • VISA Infinite Complimentary Concierge Service — available 24/7
  • Access to VISA Infinite Luxury Hotel Collection
  • VISA Infinite Dining Series— Unique dining experiences in some of Canada's top restaurants
  • Special access to unique offers and experiences
  • Rental car collision insurance
Typical APR
19.99%*
Balance Transfer
22.99%*
Balance Transfer Fee
1%* (N/A on intro offers)
Annual Fee
$99
Credit Needed
Excellent

Scotiabank Value® VISA Card
Scotiabank Value® VISA Card

Scotiabank Value® VISA Card
  • Low 11.99% interest rate
  • Interest free grace period of at least 21 days on purchases
  • Save hundreds of dollars a year
  • Pay down balances faster
  • Simplify your monthly payments
  • 20% AVIS rental card discount
Typical APR
11.99%*
Balance Transfer
0.99% for 6 months*
Balance Transfer Fee
1%* (N/A on intro offers)
Annual Fee
$29*
Credit Needed
Good

ScotiaGold Passport® VISA Card
ScotiaGold Passport® VISA Card

ScotiaGold Passport® VISA Card
  • Earn one Scotia Rewards 1 point for every $1 you spend
  • Travel anywhere, at any time of the year with no restrictions
  • Comprehensive travel protection and insurance
  • 5% cash back on travel purchased through Scotia Rewards
  • Book online or by phone
  • Concierge Service
  • Merchandise, gift card and other rewards available
Typical APR
19.99%*
Balance Transfer
22.99*
Balance Transfer Fee
1%* (N/A on intro offers)
Annual Fee
$110*
Credit Needed
Good

Scotiabank® GM®* VISA* Infinite Card 
Scotiabank® GM®* VISA* Infinite Card 

Scotiabank® GM®* VISA* Infinite Card 
  • Earn 5% in GM Earnings on the first $10,000 spent annually, and 2% thereafter
  • $1 in GM Earning = $1 off the purchase price or lease of a new Chevrolet, Buick, GMC, or Cadillac
  • Earnings do not expire
  • No earning or redemption caps
  • Enjoy the same great rewards in 5 unique designs
  • Travel with peace of mind with VISA Infinite benefits, including Travel Medical Insurance, Rental Car Insurance, Trip Interruption Insurance, and more
  • Purchase Security and Extended Warranty
Typical APR
19.99%
Balance Transfer
22.99%
Balance Transfer Fee
$3.50
Annual Fee
$79
Credit Needed
Good

Scotiabank® U.S. Dollar VISA* Card
Scotiabank® U.S. Dollar VISA* Card

Scotiabank® U.S. Dollar VISA* Card
  • No U.S. dollar foreign currenncy conversion fee
  • Worry-free U.S. dollar purchases with no currency conversion fees
  • Free supplementary card
  • Purchase Security and Extended Warranty Protection
Typical APR
19.99%
Balance Transfer
22.99%
Balance Transfer Fee
$3.50
Annual Fee
$35
Credit Needed
Good

No-Fee ScotiaGold® VISA
No-Fee ScotiaGold® VISA

No-Fee ScotiaGold® VISA
  • Rental Car Collision Insurance
  • 20% discount rates at Avis Car Rental
  • Commission-free Travellers Cheques
Typical APR
19.99%*
Balance Transfer
22.99%*
Balance Transfer Fee
1%* (N/A on intro offers)
Annual Fee
$0*
Credit Needed
Good

No-Fee Scotiabank Value® VISA Card
No-Fee Scotiabank Value® VISA Card

No-Fee Scotiabank Value® VISA Card
  • 16.99% interest rate
  • Interest free grace period of at least 21 days on purchases
  • Save hundreds of dollars a year
  • Pay down balances faster
  • Simplify your monthly payments
  • 20% AVIS rental card discount
Typical APR
16.99%*
Balance Transfer
3.99% for 6 months*
Balance Transfer Fee
1%* (N/A on intro offers)
Annual Fee
$0*
Credit Needed
Good

SCENE® VISA Card
SCENE® VISA Card

SCENE® VISA Card
  • Redeem points for free movies at Cineplex Entertainment theatres, music and other entertainment rewards
  • No annual fee
  • 20% AVIS rental card discount
Typical APR
19.99%*
Balance Transfer
22.99%*
Balance Transfer Fee
1%* (N/A on intro offers)
Annual Fee
$0*
Credit Needed
Good

     

     
 
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