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Scotiabank Credit Cards
Your card, your choice. Whatever your needs, Scotiabank has a VISA* card to suit your lifestyle. Whether it's travel, cash back, merchandise, entertainment rewards or low interest rate -- we have the card for you.
Scotiabank is one of North America's premier financial institutions, and Canada's most international bank. Scotiabank Group and its affiliates offer a diverse range of products and services, including personal, commercial, corporate and investment banking to customers in some 50 countries around the world.
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| Scotiabank Value® VISA Card |
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- 0.99% introductory interest rate on cash advances and balance transfers for the first six months. Balance transfer fee does not apply to introductory offers.
- Save hundreds of dollars a year
- Pay down balances faster
- Simplify your monthly payments
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Typical APR
11.99%* | Balance Transfer
0.99% for 6 months* | Balance Transfer Fee
1%* (N/A on intro offers) | Annual Fee
$29* | Credit Needed
Good |
| Scotia Momentum® No-Fee VISA Card |
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- Cash back and no annual fee
- 7.99% introductory interest rate on purchases for the first six months
- 1% cash back on all eligible gas station, grocery store, drug store purchases and recurring bill payments and 0.5% on all other eligible purchases
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Typical APR
19.99%* | Balance Transfer
21.99%* | Balance Transfer Fee
1%* (N/A on intro offers) | Annual Fee
$0* | Credit Needed
Good |
| Scotia Momentum® VISA Infinite Card |
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- 0.99% introductory interest rate on cash advances and balance transfers for the first six months, plus a $50 statement credit with first purchase.
- A full 4% cash back on all eligible gas station and grocery store purchases
- A full 2% cash back on eligible drug store purchases and recurring bill payments
- A full 1% cash back on all other eligible purchases
- Plus many exclusive VISA Infinite benefits and privileges.
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Typical APR
19.99%* | Balance Transfer
0.99% for 6 months* | Balance Transfer Fee
1%* (N/A on intro offers) | Annual Fee
$99* | Credit Needed
Excellent |
| Scotia Momentum® VISA Card |
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- 1.99% introductory interest rate on cash advances and balance transfers for the first six months. Balance transfer fee does not apply to introductory offers.
- A full 2% cash back on all eligible grocery store, gas station, drug store purchases and recurring bill payments
- A full 1% cash back on all other eligible purchases
- Purchase security and extended warranty protection
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Typical APR
19.99%* | Balance Transfer
21.99* | Balance Transfer Fee
1%* (N/A on intro offers) | Annual Fee
$39* | Credit Needed
Good |
| ScotiaHockey™ NHL® VISA card |
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- Choose your favourite team card
- 3,000 bonus ScotiaHockey Rewards points
- Earn one ScotiaHockey Rewards point for every dollar you spend on the card
- Earn five points for every dollar you spend at SportChek and sportchek.ca
- Save 20% off purchases at the NHL's official online store—shop.canada.NHL.com
- Redeem points for high end NHL or brand name merchandise, NHL game tickets, VIP NHL event experiences and more.
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Typical APR
19.99%* | Balance Transfer
21.99%* | Balance Transfer Fee
1%* (N/A on intro offers) | Annual Fee
$0* | Credit Needed
Good |
| ScotiaGold Passport® VISA Card |
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- Kick-start your travel plans with 5,000 bonus points on your first purchase.
- Balance transfer fee does not apply to introductory offers.
- Earn one Scotia Rewards 1 point for every $1 you spend
- Travel anywhere, at any time of the year with no restrictions
- Comprehensive travel insurance included with the card
- 5% cash back on travel purchased through Scotia Rewards - book online or by phone
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Typical APR
19.99%* | Balance Transfer
21.99* | Balance Transfer Fee
1%* (N/A on intro offers) | Annual Fee
$110* | Credit Needed
Good |
| L'earn™ VISA Card |
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- Moneyback Rewards and No Annual Fee
- Accelerated Moneyback reward program designed with students in mind
- Earn up to 1% Moneyback every year on the purchases you've made with your card
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Typical APR
19.99%* | Balance Transfer
21.99%* | Balance Transfer Fee
1%* (N/A on intro offers) | Annual Fee
$0* | Credit Needed
Good |
| No-Fee ScotiaGold® VISA |
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- Essential Travel Benefits
- Rental Car Collision Insurance
- Up to 20% discount rates at Avis Car Rental
- Emergency Travel Assistance
- Commission-free Travellers Cheques
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Typical APR
19.99%* | Balance Transfer
21.99%* | Balance Transfer Fee
1%* (N/A on intro offers) | Annual Fee
$0* | Credit Needed
Good |
| No-Fee Scotiabank Value® VISA Card |
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- 3.99% introductory interest rate on cash advances and balance transfers for the first six months. Balance transfer fee does not apply to introductory offers.
- Save hundreds of dollars a year
- Pay down balances faster
- Simplify your monthly payments
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Typical APR
16.99%* | Balance Transfer
3.99% for 6 months* | Balance Transfer Fee
1%* (N/A on intro offers) | Annual Fee
$0* | Credit Needed
Good |
| SCENE® VISA Card |
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- 2,000 bonus SCENE points - that's enough for two free movies
- Earn one SCENE point for every dollar you spend
- Earn five SCENE points for every dollar you spend at participating Cineplex Entertainment theatre or online at cineplex.com
- Redeem for free movies, music & other entertainment rewards starting at just 1,000 points
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Typical APR
19.99%* | Balance Transfer
21.99%* | Balance Transfer Fee
1%* (N/A on intro offers) | Annual Fee
$29* | Credit Needed
Good |
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