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Scotiabank Credit Cards

Your card, your choice. Whatever your needs, Scotiabank has a VISA* card to suit your lifestyle. Whether it's travel, cash back, merchandise, entertainment rewards or low interest rate -- we have the card for you.

Scotiabank is one of North America's premier financial institutions, and Canada's most international bank. Scotiabank Group and its affiliates offer a diverse range of products and services, including personal, commercial, corporate and investment banking to customers in some 50 countries around the world.

Scotia Momentum® VISA Infinite Card

1.99% introductory interest rate on cash advances and balance transfers for the first six months. Balance transfer fee does not apply to introductory offers.
A full 4% cash back on all eligible gas station and grocery store purchases
A full 2% cash back on eligible drug store purchases and recurring bill payments
A full 1% cash back on all other eligible purchases
Plus many exclusive VISA Infinite benefits and privileges.

Typical APR
19.99%*

Balance Transfer
21.99%*

Balance Transfer Fee
1%* (N/A on intro offers)

Annual Fee
$99*

Credit Needed
Excellent

Scotia Momentum® VISA Card

1.99% introductory interest rate on cash advances and balance transfers for the first six months. Balance transfer fee does not apply to introductory offers.
A full 2% cash back on all eligible grocery store, gas station, drug store purchases and recurring bill payments
A full 1% cash back on all other eligible purchases
Purchase security and extended warranty protection

Typical APR
19.99%*

Balance Transfer
21.99*

Balance Transfer Fee
1%* (N/A on intro offers)

Annual Fee
$39*

Credit Needed
Good

ScotiaGold Passport® VISA Card

Kick-start your travel plans with 30,000 bonus points on your first purchase. That's worth $300 in travel rewards.
Balance transfer fee does not apply to introductory offers.
You'll also receive an introductory annual fee of $99 for the first year.
Earn one Scotia Rewards 1 point for every $1 you spend
Travel anywhere, at any time of the year with no restrictions
Comprehensive travel insurance included with the card
5% cash back on travel purchased through Scotia Rewards - book online or by phone

Typical APR
19.99%*

Balance Transfer
21.99*

Balance Transfer Fee
1%* (N/A on intro offers)

Annual Fee
$110*

Credit Needed
Good

Scotiabank Value® VISA Card

0.99% introductory interest rate on cash advances and balance transfers for the first nine months. Balance transfer fee does not apply to introductory offers.
Save hundreds of dollars a year
Pay down balances faster
Simplify your monthly payments

Typical APR
11.99%*

Balance Transfer
0.99% for nine months*

Balance Transfer Fee
1%* (N/A on intro offers)

Annual Fee
$29*

Credit Needed
Good

Scotia Momentum® No-Fee VISA Card

Cash back and no annual fee
7.99% introductory interest rate on purchases for the first six months
1% cash back on all eligible gas station, grocery store, drug store purchases and recurring bill payments and 0.5% on all other eligible purchases

Typical APR
19.99%*

Balance Transfer
21.99%*

Balance Transfer Fee
1%* (N/A on intro offers)

Annual Fee
$0*

Credit Needed
Good

No-Fee ScotiaGold® VISA

Essential Travel Benefits
Rental Car Collision Insurance
Up to 20% discount rates at Avis Car Rental
Emergency Travel Assistance
Commission-free Travellers Cheques

Typical APR
19.99%*

Balance Transfer
21.99%*

Balance Transfer Fee
1%* (N/A on intro offers)

Annual Fee
$0*

Credit Needed
Good

L'earn™ VISA Card

Moneyback Rewards and No Annual Fee
Accelerated Moneyback reward program designed with students in mind
Earn up to 1% Moneyback every year on the purchases you've made with your card

Typical APR
19.99%*

Balance Transfer
21.99%*

Balance Transfer Fee
1%* (N/A on intro offers)

Annual Fee
$0*

Credit Needed
Good

No-Fee Scotiabank Value® VISA Card

1.99% introductory interest rate on cash advances and balance transfers for the first six months. Balance transfer fee does not apply to introductory offers.
Save hundreds of dollars a year
Pay down balances faster
Simplify your monthly payments

Typical APR
16.99%*

Balance Transfer
1.99% for 6 months*

Balance Transfer Fee
1%* (N/A on intro offers)

Annual Fee
$0*

Credit Needed
Good

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Scotiabank Credit Cards